All your questions, answered.
Yes! Just because you’re overseas doesn’t mean you can’t build a solid UK property portfolio.
Whether you’re after long-term capital growth or reliable rental income, the UK remains a strong investment choice, especially with demand for rental homes rising. There are a few extra steps to navigate, like financing and tax, but with the right guidance, it can be a smooth process.
Yes, but most UK high-street banks won’t lend to expats, so you’ll need a specialist expat buy-to-let mortgage. These come with slightly different requirements, like a larger deposit (usually 25%+), proof of overseas income, and a stable financial background.
The good news? There are plenty of lenders who cater to expats, and with the right mortgage broker, you can find a deal that works for you.
UK buy-to-let can be a great way to build long-term wealth, with rental yields of 5-7% in the right areas and the potential for strong capital growth. But as with any investment, it’s important to factor in costs -
including tax.
Many expats choose to own their UK buy-to-let property within a company, which has more favourable tax treatment compared to individual ownership. Your UK company will need to pay corporation tax, and any remaining profits can then roll up inside the company for more purchases or withdrawing in the future.
If you withdraw funds from your company, additional
UK or international taxes may apply. We always recommend taking specialist tax advice before
buying, to make sure you’ve structured your
investment correctly.
With the right setup, UK property can be a solid, hands-off investment for expats. And with demand for rental homes rising, many landlords are seeing strong returns.
