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nikki2403

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About nikki2403

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  1. Hello, Can anyone recommend an all of the market broker who do not charge please?? Nic
  2. Thanks for the advice. They are still willing to lend however i have to come up with another 3k which i do not have so i have decided to pullout. Hopefully one day this will workout for me
  3. Hi Guys, Can i have some advice please? As you know, i am in the process of purchasing my first BTL flat. The banks valuers have been out and down valued the rent on the flat at £500 instead of 550-650 which was advised by 2 agents (there is a long term tenant in the property currently paying 500pcm who will be leaving by exchange of contracts. The flat could let straight away but i was planning to spruce it up a bit, fresh paint etc Thing is, I was hoping to get at least £600pcm for it. At £500 pcm its not really worth my while, after the mortgage,insurance,estate age
  4. Thanks alot for your response, I read this many moons ago before investing and had forgotten about it. I have now re-read it thanks
  5. Thank you so much this is really useful
  6. Hi Guys, Be gently this is my first BTL I am almost (within a few weeks) about to complete on my first BTL flat. I am just wondering how everyone pays their bills for their properties. I have set this up as a LTD company, therefore i have accountant fees, mortgage etc. I have set these to come out of my business bank account monthly, the rent also go into this account, is this the right way? Also, I live approx 40mins drive away from the property and not sure if to self manage or pay an agent to fully manage. As its my first one i am tempted to self manage to save
  7. As its my first i am a bit sceptical, we have bought our own home in the past and agents have balently lied to us. So i have a trust issue with them especially the big ones. Kind Regards Nikki
  8. Hi Guys, I had an offer accepted on my first BTL flat. The agent has said the lease has 93years left which we are ok with, however before I appoint the solicitors I would like to see the lease myself to confirm the 93years the sellers have advised it is. The agent is saying my solicitor will eventually receive the lease when I ask to see it beforehand. Is it unreasonable to push back on this and press to view the lease beforehand? Thanks Nicole
  9. Hi Guys, Happy New Year I am looking for a BRRR project in the Liverpool area 1-3 bed. If anyone knows of any projects or you have one you like to get off your hands, please message me Kind Regards Nic
  10. HI Guys, I have made an offer on a flat and the agent haven't got back to me, its been nearly two weeks. I have chased most days and have been told, the agent dealing with it will call me back but they do not (its with Wards) I hate dealing with agents at the best of times, this is just making it worse, so just checking I am not being impatient. The seller is a housing association. I know things are taking longer in the current climate. I would like to move on and offer on something else as I feel I am being messed around Is anyone else experiencing this?
  11. Hi Guys, I need a bit of advice please I have viewed a property which I really liked, however the property is being marketed as a 3bed, In my view its really a 2bed and a study as the single room cannot fit a single bed. The measurement is 2.1m by 1.8m My question is, is there a minimum size for a bedroom? I looked this up on-line and the information is mixed. I would like to purchase this property as a flip but feel I will not be able to re-sell as a 3bed There isnt any room in the property to make the room bigger Thanks for your help Kind Regards
  12. I use an extremely efficient solicitors, Blacks Solicitors in the midlands (I live in the South East) for my personal purchase, they are excellent however as Dino V and others above have said, the Solicitors wont be the problem.
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