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andy rafter

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About andy rafter

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  1. Thanks Stuart I really appreciate the reply.
  2. Hi my bank have contacted me to see if I want to apply for a bounce back loan. I hadn't intended to but having thought about it it may be of interest. However I have heard that lenders won`t look at this too favourably and it could affect future lending. Has anyone else heard this?
  3. Thanks Onkar, really appreciate that. Are they in The Green Quarter by any chance? arafter19@gmail.com
  4. Hi I am looking to add to our portfolio. I am particularly interested in a new or fairly new build apartment as close to the city centre as £160-£170k will buy me. I know the area reasonably well. If anybody has any knowledge of anything coming up or even on the market now I would be really grateful. Regards, Andy
  5. Hi I have a reasonable sized portfolio of residential and commercial units which all happen to be in the town where I live. My son is at University in Leeds and he is house sharing at the moment. The accommodation is dire! I would like to buy something nicer in a good location for the University. So I was hoping there may be someone on here with some local knowledge who may be able to point me in the right direction. I was looking around £120k purchase price but would go a little higher if necessary.
  6. We are now asking for a detailed reason why the planner will not meet on site. We are also considering asking for the application to be moved to a more proactive planner who will look at us assisting in moving forward. He appears to have ignored our access statement (attached) and also gone against the advise of the Highways department and Conservation departments. Also to reiterate there isn't one single objection from the public. 18_01484_PLF-DESIGN_AND_ACCESS_STATEMENT_INCLUDING_HERITAGE_ASSESSMENT_AND_FLOOD_RISK_ANALYSI-3051436.pdf
  7. We have recently put in a very detailed and well thought out application to convert a derelict building into 4 one bed apartments. It is in the town centre where we live. We took a lot of advice and used some very good highly recommended people. That been said we aren`t naive enough to think it would sail through planning. We were however very confident. However as you can probably guess its been frustrating. The case officer has been extremely difficult to communicate with. He was on holiday for about 10 days while the application has been live and we weren't able to get hold of him for a fu
  8. I don`t know if many of you have ever bought a house where the previous tenants have removed the electric meter. We did on 26th January 2018 and managed to get the replacement meter fitted today! I couldn't begin to express the frustration and anger this has caused. The supplier was Extra Energy who have been an absolute nightmare to deal with. I`ll keep it as short as I can but I want to point out some of the events just to make you think if you are looking at something like we did that needed a full renovation. We bought it from the bank it had been repossessed and as often they do the tenan
  9. Hi could anybody point me in the right direction for a template for Notice of Rent Increase. I just want to make sure I do it the right way and I haven't actually done it before. TIA
  10. Sorry I dont think I ever posted the conclusion to this. The TPO agreed that the agent had done wrong and he had to reimburse my son. It was a very lengthy process and it wouldn't be something I would enjoy doing again but would do so in a heartbeat.The agent is a villain and obviously expected us to go away. With all your help I`m so pleased we didn't. We now self manage all our properties but we have our ears open in case a good agent is recommended in Hull and East Yorkshire. Thanks again.
  11. Thanks for the reply Paddy glad to hear that its not only me in this situation. I know now you need to give them notice if you are proposing an increase,did you? This is the bit I want to get right but I cant find a step by step guide on it.
  12. I would like some advice please regarding rent payable. I self manage my modest portfolio. I chose to do this years ago after having a couple of very bad experiences with letting agents. Since then we have had a very low turnaround in tenants some have been with me for over 10 years and most are over 5. My issue is that I have only ever put up rent when a tenant has left. I have never been in a situation where I have increased an existing tenants rent but now we are some way behind the local market price. My philosophy has always been to be keen with the rent and be a good landlord offering ni
  13. Thanks for the reply. The Solicitor refunded the bulk of their charges and to be honest I think my son and his fiancé had had enough of it all. I did think they could have took it further but I could understand them wanting to put it behind them. Interestingly the solicitor that handled their sale left the practice under a cloud soon after apparently. My son has spoke to a solicitor about the agent using the images and he agrees he shouldn't be using them without his permission. They are in dialogue with the agent so Weill see where it goes. Thanks again for your comments.
  14. Hi Darren thanks for the comment you're right it has been a big learning curve. What happened was the builder modified 6 or so houses on the development and the authorities weren't happy. I know my son shouldn't have gambled and started work in it but I can see why he did. The electrical aspect in the houses is about 5k so he got that as a discount on the understanding he would carry out the electrical work which he did. You're right though that was too risky. The agent knew they were desperate to move in and basically gave them the ultimatum rent it or lose it! He has a lousy reputation in t
  15. I know this sounds very trivial in the world we live in and I nearly didn't bother but its really niggling and annoying me and my family. I`ll give a very edited version and if anyone has any advice or comment I would be extremely grateful. My son bought a new build house last year from a local agent who works closely with a very good builder. It was my sons and his fiance first home and should have been a pleasurable experience. I wont go into all the details but it was a nightmare. The worst thing was that when they went for completion it was discovered by the solicitor that the house d
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