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helena cole

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About helena cole

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  1. Hi T J, Thank you very much! I've actually discovered I was a member since back in 2014 - however I was only ever having a 'quick look around'. I'm definitely catching up on the education side of things... listened to about 80 podcasts but lots still to listen to! Thanks for the comment and like you say, i'll post some updates as and when I have some
  2. Hi Jack, Ah amazing, good luck! Where are you studying? Are you going straight into it or what was your career before? Well done buying your first property . That would be great, my email is helena-parker@hotmail.co.uk if that's easier. Helena
  3. Hi Rafael, Thanks so much for such a detailed response. I agree, it was a big decision about whether to do the masters or just stay in my job and save up until I could go into it full-time. Hopefully i've made the right decision! We've had a big think about that and the 'goal' is for £3k monthly income after tax. I'm aware I will need numerous houses to achieve that but like you say it should be easier to build the portfolio as it gets bigger! I will have a good look into a good mortgage broker and conveyancer thanks, would you recommend getting ones based near the property you purchase or does it not really matter? I see you're in Milton Keynes, is that where you invest? That's actually where I was working and I was really impressed by the town. There are some lovely areas, great road links and so many lakes! Thanks, i'm currently one week in but fingers crossed for a distinction
  4. Hi, I'm 27 and have just given up a career in physiotherapy. In a couple of weeks I will be going back to university to study a Masters in Real Estate. This is a one year course, then after 2 years of working I can sit an exam which if I pass become a chartered surveyor. I realise this drastic change isn't essential but I couldn't face the thought of working as a physio with limited available progression in the long-term. I thought for a little sacrifice (a years hard work and no pay) it will be worth it in the end! I'm hopeful that working around property on a daily basis will not only be more interesting, but helpful in my own property investment. I own my own property (with my husband) but no investment properties yet. We are pro savers but have been happily spending these savings until now - travelling, getting married and buying a house! Hopefully once I get a job as a graduate surveyor we will be able to use all my income to save and put towards properties. We currently have around £15k saved. The plan is to purchase our first buy-to-let property in 2021 (so with a years saving post uni). We would then be able to save for another property after 2 more years. We plan to sit down with an accountant once i'm in a job and work out whether a ltd company is the best route for us or not. In the short-term if anyone needs advice about physio for someone who has had a stroke or a spinal injury then i'm your girl! If you wait a year then I should be able to help with something actually relating to property, i.e. surveying. I'm particularly interested as Crewe and Sheffield as places to invest. I love to read peoples stories about how they started and what they are doing now. If anyone got into property via an alternative route or has any hints/tips about sheffield or crewe then please do let me know Thanks in advance, Helena
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