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Everything posted by l_m_steinbrecher_gmail_com

  1. Hi Chris, Has there been any progress on your front? Also sent you a pm. happy to connect. Regards, Lars
  2. Hi, How have you been doing, managed to secure an HMO? I am currently looking at Leeds for HMOs, happy to touch base. Regards, Lars
  3. Hiya, I am London based and started a while ago to focus on Leeds as my investment area. I have bought my first BTL in York about a yar ago and now looking to do student HMO's in Leeds around Headingley. It is article 4 yes, and while one does pay a bit of a premium for that you also get piece of mind of not having to worry about future competition (new HMOs pop up left right and centre these days) and a very low amount voids. So I don’t think it’s all bad. Also from deals i am finding, the number still stack up quite well (i.e. 15% ROI in a ltd with full mgmt.) Anyway, I started talking to a few investors focussing on that particular strategy and just posting this to connect to some more people that i could exchange knowledge and experiences with. But also interested to hear what you have to say about investing in an Article 4 area. I am very open to have a chat over phone or coffee, am just really keen to learn more and also share my knowledge. Feel free to contact me here or via e-mail: l.m.steinbrecher@gmail.com Thanks, Lars
  4. Hi Paul, Please feel free to reach out. I have been loking for a few month now of looking to invest in student properties HMOs in Leeds. Would love to connect and exchange knowledge. Thanks, Lars
  5. Hi, Besides the generic google search result i have not come across anything/anyone with specific experience. It might just be that there is not that much to it but i keep an eye open and you in the loop. Please let me know should you come across something as well. Thanks & regards, Lars
  6. Hi Kirsty, Thank you very much for your reply. I will happily reach out once i get closer to a potential purchase target. Thanks & regards, Lars
  7. Hi, I completed on my first vanilla BTL through a Ltd. a few months ago and am now looking into higher yielding and high value deals. The two main strategies that i am looking at are HMO's and multi-unit freehold blocks (MUFB) (2-5 flats) of which i am very eager to get a deal in before the SDTL holiday ends. Now, since i also started freelancing a few months ago i did hear that getting an HMO mortgage can be quite tricky if one does not have a long track record of freelancing and/or 6+ months of projects lined up. Vanilla BTL's however should be easier given i soon have 6+ month AST track record. My question is am i more likely to get lending for a MUFB (i.e. can they be more treated as a vanilla BTL) and maybe even at a better interest rate than a full fledged HMO (with planning etc)? In that case i would dismiss the HMO route and fully go down the MUFB as the return/risk profile is very similar to me. Any help or guidance much appreciated. Thanks, Lars
  8. Hi All, I have purchased my first BTL last year and am now keen to enter the next level of higher yielding and income focused property deals. HMO's spring to mind, however they come with loads of extra cost and regulation and limited financing options so my attention has shifted onto MUFB (Multi-Unit-Freehold Blocks). These are known to have high yields and also better financing options than HMO's. Now i was wondering if anyone has experience with these and could help me on the following: 1) Where/how to find MUFB deals in the first place (My investment area is mainly around York and Leeds and maybe London)? 2) Any additional risks or things to look out for compared to the standard BTL deal? 3) Any material or knowledge to get me up the curve on these deals? Any help greatly appreciated. Thanks, Lars
  9. Hi Property Hub members, I am London based and have been reading and learning about UK property since around 2 years. With it came the whole obsession around financial freedom and passive income which is especially attractive as I have been working in a long-hours office job I could really do without. It was very difficult to get started but somehow I completed a first BTL through a Ltd. in York (through Propertyhub invest) and have now narrowed down on Leeds for further investments. I am fortunate that besides some savings I came into some funds through my family (100k+) Given that, my thinking is that I want to focus on larger deals since I have the capital. Also, thinking long term (20+ years) I rather deal with 3-5 larger properties than say 10+ smaller ones (which does not appear passive anymore to me) Given the yield however tends to go down once you look at more expensive properties, I am in a bit of a conflict. Now, you might say the obvious answer is HMOs, however since I went into freelancing recently as well to up my income and flexibility, the mortgage options there are restrictive to say the least (checked with independent advisor) What other options are there to achieve good yields on larger deals, if there are any? (e.g. I heard of apartment blocks etc.) I want to focus on getting high cash flow with some capital gain as well. Thanks, Lars
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