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poalamcr

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  1. Hi everyone, I'm ready to proceed on a purchase that I am keen to have completed before Christmas (let's say 19th Dec max to bring it to exactly two months from now). Does anyone recommend a reliable solicitor that could complete all services quickly? Ideally someone who you have had experience working with under a tight deadline.
  2. For the insurance I used this broker - https://www.andrewbull.co.uk/ if you go to him please let him know you were recommended by Samantha Latchayya - you can also tell him its for a similar situation - that might help speed things up for you! Good luck!
  3. Hi, I did - and everything went smoothly. I've contacted her for you last night to see if she would be able to help, as soon as she gets back to me I will let you know and hopefully pass on contact details.
  4. Hi, My insurance is up for renewal on my property which I rent to the Council (and who, in turn, rent to DSS tenants). I'm having some trouble finding a suitable insurance quote with my current broker that covers these circumstances. If anyone has experience letting to the council I'd be really grateful if you could recommend your insurance broker or what insurance provider you use. Thanks in advance.
  5. This, I know, is a really silly question which I'm sure has an obvious answer.. but I'm going to ask anyway as I've never ever come across the answer even when reading articles and case studies about bridging finance. I feel as though I know all the in-and-outs about bridging finance, but there is one thing that is never mentioned... Where do you get bridging finance from? You get a mortgage from a bank or building society... but where should you go for bridging finance - independent loan companies I'm sure - but anything more specific? I just find it strange that in all
  6. Hi, I've been re-listening to the Property Hub podcasts, trying to act on all the advice given. One of the earlier podcasts mentions the Housing White Paper which is released each year. Rob & Rob recommend that you read this each year. However, I can't seem to find it anywhere. Does anyone know where this can be found, of if perhaps, the Housing White Paper in no longer done? TIA!
  7. Hi everyone, I have recently acquired a property which I felt was a brilliant deal at the time. It was a great opportunity and I felt really good about it. The only thing is, the sums don't add up so well. I'm definitely not a numbers person and I am very new to this... So I was wondering what your professional opinions are.... My father was selling a property (large 3-bed mid-terrace in Heywood, Greater Manchester) and I purchased it from him for a cost of £75k. I used a mortgage of £71,250 and paid him £3,750 cash. I spent about 2.5k on broker, solicitor etc. (total costs to
  8. Hi, does anyone have/recommend building insurance which covers housing association as lead tenant... I'm letting to my local council. Looking for quotes to get this in order as soon as possible. Thanks.
  9. Hello, I've read many of the Rich Dad Poor Dad literature and have seen that the Kiyosaki's CASHFLOW board game has been heavily advertised throughout. It's quite a pricey board game (you can get it in the UK for around £70.00) - something Kiyosaki explains in his book is 'in order to attract the right target market with a higher retail price'. I wondered has anyone played this board game and is it really as good as they say it is? Alternatively, does anyone recommend alternative 'games' or training? TIA.
  10. Assume that the 2.74% is 5yr interest only fixed. - yes What is the rate on the 5yr fixed repayment? - according to the illustration, also 2.74% What variable rates have you been offered at 5 yr? - I have not looked into this. What rates have you been offered at 2yr? Have not looked into this (mainly because the contract with the council is 5 years so ideally want it fixed over the contracted period, not have to think about this property again and then look into new options once the contract ends) Also useful if you could add details of product fees and broker fees if these
  11. Hi everyone, I'm looking for opinions to help me make a rather large decision on a property I am looking to 'remortgage'. It's a bit of an unusual situation which I will explain as briefly as possible below. I've come to Property Hub as I know I will get impartial and professional advice and opinions from people who have 'been there and done that'. Thank you all in advance for your opinions. My dad and I co-own (both our names on the deeds) a property with no mortgage. My dad bought it outright, and my name was put on the deeds to help me be recognised as a home owner (to allow me t
  12. Hi there, I'm looking to purchase a property with a buy to let mortgage and need to know if I'm a first time buyer or not. Seems like a simple answer would be obvious; but I have two brokers telling me different. To summarize, my husband purchased our home last year with a 'Help To Buy' mortgage through the government's scheme. I have absolutely nothing to do with this property aside from living in it. I've always thought that meant that I would still classify as a first time buyer, however a broker has recently informed me that due to new legis
  13. Hi there, I'm looking for a broker who comes highly recommended and who specialises in buy to let, preferably in the Greater Manchester area. Can anyone recommend a trusted broker who ticks the boxes? Thanks in advance.
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