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emma jayne

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About emma jayne

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  1. Hi, about to renovate an old house and will have had rewirwcso lots of rubble dust - plus stripping layers of lead paint off . Any recommendations on a comfortable dust mask - I get a bit claustrophobic in those things! Cheers emma
  2. I’m doing the same - took months to get house ready and just on market - honestly wish I’d gone for it as was in April because things in south here have slowed even more. Up north might be ok? Just consider mid nov - jan might be slow my agent suggested we rent rather than keep it on coming up to Xmas, but then with brexit who knows?
  3. HI Sacha totally agree with the above - I have a property near London that I have on the market - hoping it will sell then I’ll buy 80-100k investment properties up north if I can get the mortgages in time, and keep them for long term. Reading forums a lot of people think it’s a wobble - personally I’m bracing for a crash but won’t stop me looking up north for yield! Be keen to hear what others are thinking
  4. Hi Jase, what part of Yorkshire you in? I'm near halifax, not ready for a kitchen yet but might be in a few months! Emma
  5. Thanks Jase, yes he mentioned that and I,m going in on his first day on the job with a marker pen to mark up the walls with him! Sure we;ll have some mishaps (including the fact we have no kitchen or kitchen plan yet!!! but need to wire it !) will keep you posted !
  6. Hi guys thanks for your replies - sorry just seen a couple as didn’t get notifications! It’s now sorted - gone with a different guy, means I have to wait 4 weeks but 3,100 inc fire smoke alarms so feels about right! Craig / I’ve agreed a quote but always welcome sparky/plumber/plasterer details as got a lot more to do! Thanks ! Appreciate everyone’s time and responses - love the hub!
  7. My first flat was like this - good price but the solicitor warned me this would be a problem . It was! The guy downstairs tried to fix the drains himself which led to flooding, the girl upstairs had a roof leak, found the freeholder and started legals but caused her so much stress she sold up. The communal areas and hall were also ‘claimed’ by the ground floor flat who filled them with ornaments, buggies, toys! Still a good investment but was also a constant pain! Agree with the advice - would ask the people in block/vendor for details of previous shared repairs to see if they do collaborate! Good luck!
  8. Hi i have been in a similar position - self employed for 2 years. I got consent to let on my current house and this allowed me to get a second residential mortgage up north with just 10% deposit. I used habito broker Halifax mortgage - painful process but they took 1 years accounting data. Now decided to sell main home if I can because we wouldn’t be coming back anyway and I want the funds to build up portfolio before I go to jv lending model. If it doesn’t sell will get best btl I can but hampers development plans! It’s tricky - capital growth is never guaranteed but 10-20 years likely to be good if fundamentals are there ? Not sure there’s a clear right answer - my burning platform is flexible working hours as I have a young child!
  9. I’m just starting renovation up north near Halifax - I’ve had a quote of 4K to rewire 3 bed house which has basement to rewire too (over 4 floors) - contractor agreed to come down to 3.8k - feels a bit toppy to me? What do you think?
  10. Just see this thread - hopefully it was. I’m down the road in Beaconsfield and the market has really suffered - very flat and prices falling. Be great to hear how it went! Mine is going on market tomorrow?!
  11. Hi John, great position to be in - I’m not an expert but hopefully my reply will get more people posting for you!! The predictions going around about the north on the rise would suggest you’ll get yield and capital appreciation in Manchester - and one tenant out of three giving you trouble wouldn’t cripple your cash flow. Risk spreading. On the other hand London bounced back from recession much quicker than parts of the north and one tenant to deal with, if you get a good one could be a lot easier! Maybe some questions: Will you or family ever want to live in the property in the future? What would be the quality of the manchester tenants at 500 quid month - can you get professionals? Do you plan to get a managing agent or manage yourself? Have you looked at the growth patterns over last 20 years of properties you looking at to see how much they have grown - I was surprised when I did this how much difference there was within a small area - almost by street ! Good luck with everything Emma
  12. Good idea Dino think I’ll do similar as just about to enter woodchip hell - my new place even has sellotape holding the plaster onto the walls!
  13. Hi Sion thanks for the link, it’s fantastic - really useful to get ballparks and ensure I’m not being ripped off! Thank you Emma
  14. Hi read your post with interest, I’m in a similar predicament! Did you make a decision? Tempting to get your stamp duty back! Emma
  15. Amazing progress Darren, been following your journey and impressed with your resilience and focus!