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julie priest

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About julie priest

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  1. HI Aashish Interest only mortgages are used widely for buy to let mortgages and as mortgage adviser I would say that over 90% of the buy to let mortgages we arrange are interest only. If you are looking at residential mortgage then I would be happy to get one of our team at TC Financial Solutions to chat through with you as there are some circumstances where you can borrow interest only. If I can assist further please feel free to private message me or call our office on 0161 959 0166. Thanks
  2. HI Ryan I work as a mortgage adviser for TC Financial Solutions alongside Dave Cookson who appears regularly in the Property Hub magazine. We potentially have a couple of lenders that we could approach as you are a first time buyer/landlord. It would be ideal if you could purchase in your own name rather than limited company for the purposes of borrowing as currently we don't have a lender that could assist. The lender also has a minimum loan of £100k so you would need to be looking at properties valued upwards from £135k also ideally could you try to avoid newbuild
  3. Hi Nick I work alongside Dave Cookson at TC Financial Solutions, mortgage advisers, he appears regularly in the Property Hub magazine. We work with many expat working overseas and UK residents working offshore. We can arrange both residential and buy to let mortgages. Please feel free to direct message me and I will drop an email to your brother for a chat about his personal circumstances and requirements.
  4. HI David I work for TC Financial Solutions, Dave Cookson regularly appears in Property Hub magazine. I think that is good advice to buy the first property with cash especially if buying in a SPV with an income below £25k, we could assist with remortgage of the property after 6 months ownership and proof of 6 months rental income which would allow you raise deposits for further property purchases. Many lenders use credit scoring whilst others do manually underwrite, the latter may take into consideration surplus income which may not seem sufficient for any contingencies. I would
  5. HI Joseph I work alongside Dave Cookson at TC Financial Solutions, Dave regularly writes for the Property Hub on mortgage related matters. We would be happy to assist with your enquiry, we work with many portfolio landlords who similarly we have assisted in releasing equity from their portfolio. As you own more than 4 mortgaged properties, not all of the lenders will lend to you, but there is still a great range of lenders and products to choose from. The lenders have a little more criteria for you to meet, but as you have 2 properties unencumbered these shouldn't be an issu
  6. Hi I work for TC Financial Solutions , you may have read some of Dave Cookson's articles in the Property Hub. We do have access to lenders that will consider Wimpey No Fines construction and have successfully placed mortgages for our clients in the past. Please feel free to direct message me and I will be happy to assist.
  7. HI Michel I work for TC Financial solutions Mortgage Advisers, who regularly write articles in the Property Hub, we have many UK expat clients based worldwide. Choosing a lender for you would very much depend on your personal circumstances and if you are a first time buyer/landlord then it will be difficult to find a lender for a limited company purchase. We do have lenders for this case buying in your own name and they will lend up to 75% of the purchase price/value. Many of the lenders also require a UK credit foot print which is usually your UK bank account, prev
  8. HI Naj, I work for TC Financial Solutions, mortgage advisers, who regularly write in Property Hub Magazine, I am also a property landlord with property in the North West including Liverpool. I would be happy to look at the property you are considering and also I can chat with a local letting agent for their comments also. It would be easier to discuss your own circumstances etc so please feel free to direct message me and we can arrange a phone call to discuss.
  9. Hi I'm Julie and work for TC Financial Solutions, we write articles in the Property Hub. We are based just outside Bury and we would be happy to assist you with your strategy and can recommend lenders that will remortgage your property within 6 months at the enhanced value where you have undertaken a refurb. Please feel free to pm me
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