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  1. Hello everyone, Been reading the forums and seeing as there are so many experts and knowledgeable people on here thought I would seek some advice on behalf of my mother in law. Background, she has no private pension and no assets to her name, and is 62 and self employed and wants to retire at 67. She has just recently bought a house (on a mortgage) as she wants to own one as an asset mortgage free as her retirement property. The house i believe is worth about 200k and is trying to over pay the mortgage to own it outright then sell up and buy in Spain when she retires and live on s
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