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damian haigh

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About damian haigh

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  • Areas I invest in
  • About me
    Married with two boys. Marketing Manager looking to start investing in property by remortgaging own house and releasing equity built up over 16 years.
  • Property investment interests
    Hand off approach, interested in single let’s and HMOs in Huddersfield and surrounding areas.
  • My skills
    Always worked for construction product manufacturers in marketing roles, four months for a property company. Project managed my own large home extension in 2006.
  • My goals
    £2k per month net profit in 2 years.
  • Interests outside property
    Swimming, fitness and skiing.
  1. Hi, looking for some advice please on how to best structure our property portfolio. I’m a basic rate tax payer £33k income, my wife is a housewife with £3k taxable benefits income. We have remortgaged our residential property to release £150k of equity to start investing. How can we structure our first (joint) BTL property investment to take advantage of my wife’s income tax allowance? Would a declaration of trust and form 17 work given that my wife would not get a BTL mortgage on her own? How about us both becoming a Partnership and splitting the income via that route? Thanks for any help and
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