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About wookash

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  1. Nice one. Thanks. I shall contact HMRC then.
  2. Understood. I was lending money as an individual and I'm in a base tax rate bracket. Should I then pay 20% income tax or is it tax-free due to personal savings allowance?
  3. Hi ! Few months ago I lent money to an investor on fixed percentage. I think this is called a peer-to-peer (?). Now borrowed money was returned together with interests gained. What tax should I pay on gained interest rates? Interests are only £600.
  4. With today's lockdown announcement near future isn't so bright...
  5. https://www.gov.uk/government/news/complete-ban-on-evictions-and-additional-protection-for-renters?fbclid=IwAR1LOJmj33HkBWR6iyrqypPKTMGFFrHrMtFEXwOgGqHMv_8WeHZxJRi08oE
  6. I reckon Q4 or Q1 2021 property market will take a plunge. In the same time proving the whole 18-y cycle concept, which I'm not big fan of, is just another myth.
  7. I think what we can see right now it's just the beginning. Holiday lets and serviced accommodation is already suffering from the crisis. I think we should buckle up because the best is yet to come.
  8. Isn't it more about Banks and financial system rather than providing people a place to live? Of course people will always need a shelter to live in but what big banks are going to do with the mortgages is the question.
  9. Coronavirus with Crude Oil crash strikes in. All major indices are plummeting like in 2008, gold is picking up in value. UK Oil is almost rock bottom. UK goverment is trying to stimulate the economy, again! Should we be worried already? Is recession coming? Is 18-year cycle a MYTH? Major politics and public people are getting infected by the Coronavirus. What one of major politics will die due to Covid-19? Will this cause a panic? Will this whole uncertainty bring UK property market down in post-brexit era? Is there enough toilet paper for us in the world? None was scared about financial crash early 2008, but the tension is building up now and I am a bit worried... You can click on the image to zoom in. each line - green or red - represents 1 month period.
  10. I've sent you the email. Have you got it?
  11. Whenever I try to open links mentioned in the propertyhub magazine, very often, I end up with smiling Rob&Rob. In August 2019 magazine they mentioned Propertyhub.net/services/mortgages in the article and when I tried to open up the link his website (as well as many others) seems be taken off. The same story is with podcast show notes. Am I going mad here or is PropertyHub taking off their websites before they're even released? Perhaps I don't know where to look?
  12. Thanks a lot for a response. emails were sent
  13. I'm looking for a mortgage broker in East Anglia (Cambridgeshire, Suffolk, Norfolk, Bury St Edmunds, etc) who will help me with limited company BTL mortgages. Any recommendations? Thanks