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helen court

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About helen court

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  • Location
  • Areas I invest in
    Ashby-de-la-Zouch, Leicestershire
  • About me
    We live in a doer upper - currently work - me full time and husband part time to work on our house.
  • Property investment interests
    Interested in how to finance, adding value, long term rentals, might look at auctions, starting growing portfolio towards end of working life, semi-exit strategies into retirement
  • My goals
    Up to 10 houses/bungalows/flats - some for income and some for capital growth
  • Interests outside property
    Travel - if I could I would live in Fuerteventura or France! Love food and drink and cycling along canals. My best title is Granny!

Recent Profile Visitors

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  1. I know this might be a daft question but we will be completing on our third rental in a few weeks and need a system that works. I would be really interested in how members organise their keys ( and property related paperwork). Many thanks in advance Helen
  2. We are in the process of buying a btl with a little added bonus - a small building plot for 2 small houses on a derelict plot of land that comes with the house. The intention is to build, refinance and let. We are full of good intentions and need to keep momentum. We are not expecting to complete for another 2 - 3 months (probate, covid etc). We want to use this time to educate ourselves on building houses - we won't be doing much of the work ourselves but know that we want to project manage rather than have a turnkey build. We've had a general google - does anyone have any recommendatio
  3. Thanks for the comments above. My agent has just asked if we want to offer a Reposit scheme on one of my properties that is just being advertised. As they are telling me that there is already a lot of interest in the property and is targeted at tenants who can afford a deposit, plus reading views above, I am going to say no.
  4. I need some advice please. We completed on our second B2L in early March, titivated it a little and put it on the rental market just before lock down. We have secured a tenant, but they are unable to move in because of lock down. House is in Wales so still have near full lock down restrictions. Early on I informed the landlord insurer and was told that they would insure the property for 3 months as an empty house (and put the price up). This in effect is up to mid June. What do I do? I am thinking that PS I live in Pembrokeshire and house is 30 minute drive away so haven't even been
  5. I have a grand total of 2 BTL's so am no expert but what you said above resonated with me. I live in Pembrokeshire and have just completed on one property there with another (probably) going through. I have noticed that the market is very stagnant here with some property on the market for similar or less than sold for 10 years ago. Obviously these are properties without a seaside location, as a Seaview equals rocketing growth for holiday lets and retirees with deep pockets. This hasn't put us off as we are looking for income in the short to medium term. By my calculations, ROI is 1
  6. I am in a similar position of buying a property cash. It is a renovation and planned to mortgage when done to release the capital. Now I am having second thoughts. Thinking that better to minimise my capital tie up, I spoke to broker re: tracker mortgage but deals are being pulled. My thinking is to delay purchase couple of weeks (as near exchange/completion) to see how this develops. I will then share my thoughts with the seller (inheritance property) and see if they can agree a reduction. The property has 11% ROI at current price, but feel more secure if it is financed. Mai
  7. Hello everyone - I would love your advice. We are in our mid 50's (right side of 55) and own our £250k home outright. It isn't our forever home but it's a slow flip. We will want to spend £50k but expect the value to go up by £75k+. We have 1 B2L (worth £215k) - with a 45% loan to value mortgage, but limited by the rent. Originally bought for late father to live in. This is in Leicestershire and whilst the returns aren't the best, the market rises steadily. We want to buy several (4 - 6) more B2L and possible flip along the way - growing our portfolio for the next 5 - 8 years, then consol
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