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nicolec

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About nicolec

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  1. Hi, Me and my partner had an offer accepted on a flat at the end of January all has been going smoothly until recently. For a month enquiries from the seller have not been answered and the COVID-19 pandemic situation is growing. My partner works freelance and has now had phone calls canceling all work booked in for the foreseeable future working in the climbing industry which have now started to close climbing gyms to contain the spread until further notice. Obviously this is a scary time for everyone not only health wise but also financially. I know nobody knows what the future hold but i am worried, about holding off on this purchase and my partner is wanting to still go forward. I just wanted to get anyone elses opinion on this current situation not just for the short term but for the long term would it make sense to not buy until 2021?
  2. Thanks for your reply! I was just worried that it would affect my mortgage or prevent us from getting a joint mortgage when looking to get a house together. As I would need to change my mortgage to a buy to let and was worried that I would have to have lived in the flat for a period of time first? or am i just over thinking and worrying unnecessarily.
  3. Hi all I'm Nicole, Based in Manchester and looking to start my property journey in my home city. I have some money to invest and been told by many people property is the way forward. My goal is to have a few student properties under my belt in the coming years. I bought my first flat ( first time buyer with mortgage ) in a great student area which i am currently living in. My partner also has a flat in the same building which he rents out to students. We would like to buy a house together in the future but don't want to sell our properties so would like to rent them both out. The only thing I worry about is how this would affect us in the future wanting to buy a house together if we both already have properties but would like to rent them out to provide extra income to help with the mortgage repayments. Do you have to live in the property for a length of time first? Any advice/ strategies or information would be greatly appreciated! I am excited to be part of the property hub community and hopefully document my journey!
  4. Hi all I'm Nicole, Based in Manchester and looking to start my property journey in my home city. This is all new to me, I have some money to invest and my goal is to have a few student properties under my belt within the coming years. I bought my first flat ( first time buyer with mortgage ) in a great student area which i am currently living in for 3 months now. My partner also has a flat in the same building which he rents out to students. We would like to buy a house together in the future but don't want to sell our properties so would like to rent them both out. The only thing I worry about is how this would affect us in the future wanting to buy a house together if we both already have properties but would like to rent them out to provide extra income to help with the mortgage repayments. Do you have to live in the property for a length of time first? Any advice/ strategies or information would be greatly appreciated! I am excited to be part of the property hub community and hopefully document my journey!
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