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j0e

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About j0e

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  1. Well I know you posted this for suggestions and I’m sorry I have none to share but thanks for your post as I’d added that to my watch list
  2. Also I’ve just realised I’ve posted this in the “podcast” part of the forum sorry that’s a mistake from my side. Could a moderator please move this topic to the property discussion😬😇 Thank you in advance.
  3. Thanks for your reply and sharing your approach it’s much appreciated. I self manage at the moment so there’s no agents involved, I have discussed with the tenants prior so it doesn’t come as an unexpected surprise. I feel even if it’s just a small increase that way I don’t fall behind too much and stops be trying to play catch up later on down the line.
  4. Hello All, I have a property where it’s rented way below the market value. Now rightly or wrongly I am the type that would rather be below the market value and keep good tenants but when I say below market value I mean massively below. Last year I didn’t verbally mention that there’s a potential price increase this year and they seemed fine with it. Furthermore the rental agreement is due for renewal so I feel now would be an appropriate time for the increase. Just wondering what’s everyone’s approach and procedure of increasing the monthly rent? Any views and advi
  5. Hello All, This might be a very simple question and common practice but for me its the first time I've seen Indemnity insurance and would deeply appreciate anyone's experiences views. I'm in the process of purchasing a property and my solicitors have highlighted the following enquiry to to the sellers sols; "We note that the 1982 Conveyance refers to rights set out in a Conveyance dates 26th August 1953, although this is not mentioned on the register. We assume that there is no copy available and, if this is the case, we will require the attached indemnity policy on compl
  6. Perfect thanks for for sharing, I guess that’s the first place I’ll be visiting 👍
  7. I've just been informed by a friend in the trade that Howdens do a "landlord pack", he said they are perfect for smaller kitchens. Will require a new kitchen in the coming months so will update you on my findings!
  8. I've just started listening to Psychology of Money by Morgan Housel on audible and so far really good! Thank you for the suggestions!
  9. I'd vote property if i had to be one or the other, for me the main attraction on property for a pension is the control aspect.
  10. Thanks mate. Yeah I’ve had a listen to the podcast “Naked money” i thought it was pretty good and that’s what actually made me find his book! Have you read the naked trader book? I’ll give the other podcast a listen too, thanks for the recommendation!
  11. I’ll give them a Google thanks mate
  12. Hello all, Just wondering if anyone has any recommendations as regards the basics of stock market trading? Preferred if it was UK biased however that’s not essential as I’m sure the principle remains. Im considering either: Intelligent Investor by Benjamin Graham The Naked Trader by Robbie Burns I was wondering if anytime had read one of the following books or open to alternative suggestions Thank you in advance
  13. Has anyone seen this news article released today? It looks like property investors are the ones who’s going to suffer the most by an increase of taxes to pay back for the costs of the pandemic. https://www.thetimes.co.uk/article/landlords-and-second-home-owners-targeted-in-capital-gains-tax-reform-btr6xnqjt ”Landlords, small business owners, investors and those with second homes face paying tens of thousands of pounds more in tax after a review ordered by the chancellor... The tax is paid on the profits gained from selling personal possessions worth more than £6,000, inclu
  14. Found this very helpful. Thank you. Will be needing a new kitchen when I the coming months. Wasn’t sure if anyone’s ever bought a 2nd hand one off eBay? Seen some nice ones go for amazing prices!
  15. I wasn’t sure myself if I should hold off on my next purchase due to market uncertainty but I must confess I’ve had a offer accepted so I'm in the process for my second property. The way I see it over the long term the market can only go up? And if it goes down doesn’t that just mean your next one is easier and cheaper?
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