Jump to content

chris hergenhahn

New Member
  • Content Count

    20
  • Joined

  • Last visited

About chris hergenhahn

  • Rank
    Established member

Profile Information

  • Location
    Birmingham

Recent Profile Visitors

613 profile views
  1. My current residential capital repayment mortgage rate is coming to an end on 30th June. I'm paying 1.79%, not a bad rate. Going forward I want to switch to an interest only mortgage on my main residence. I feel that I am disciplined enough to make this work, certainly for around 3 years to see how it pans out. My provider, Post Office, does not offer the option of interest only. My best rate will be around 2.09%, with no lending fees of £995 to pay. My two questions are: 1) What providers do you know that are able to help in this? 2) What experiences does anyone hav
  2. I have recently purchased a 3 bed terrace and am in the process of doing it up for rental purposes. I went there today to turn the glow worm boiler on to get the water and central heating working again as it needs painting. The boiler previously worked but radiators have recently been removed and replaced so pressure is down to 0. The pressure needed to be 1.5 and I had to release two valves and when it got to this I had to turn them off and apparently it then set itself up for two minutes. During this time there was a leak into the front room which came from underneath the gas meter
  3. Thanks for that, Derek, they have just phoned me as their quotes system is playing up. The quote is £250 for the homebuyers report as I don't think I need a full survey but I'm a bit torn on the issue. Where about is your property if you don't mind me asking? Mine is on Lord St so fairly central. Thanks again for the tip. Regards Chris H
  4. Hi, I have recently purchased a 3 bed mid terrace in Crewe centre. I would be grateful for details of any surveyors who would be happy to do a full survey on the property as it is turn of the (last) century old. Many thanks Chris Hergenhahn
  5. Hi Nick, No, I haven't yet, I've had a few other things going on recently but I'm hoping to get back into it early next year. Hope you are doing well and maybe see you at the next meet up. Have a good crimbo. Chris
  6. Hi, My name is Chris and I live in Birmingham. I have a full time job, am married and have two children. I have a rental property in Derby which I have had for several years and, due to recent events, I am now in a financial position to continue building my portfolio, but closer to home for now. I also have a real desire to retire in several years time. I will shortly be buying a house on Warwick Road, Birmingham at below market value and within a few months will be hoping to do the same again, and again... My main concern now is to find reliable and professional advisers that are able to
  7. Hi, My name is Chris and I live in Birmingham. I have a full time job, am married and have two children. I have a rental property in Derby which I have had for several years and, due to recent events, I am now in a financial position to continue building my portfolio, but closer to home for now. I also have a real desire to retire in several years time. I will shortly be buying a house on Warwick Road, Birmingham at below market value and within a few months will be hoping to do the same again, and again... My main concern now is to find reliable and professional advisers that are able to
  8. Hi, I have a property in Derby which I am considering re-mortgaging and a property in Birmingham that I am going to be buying in the next month or so. I would be grateful for any suggestions as to a broker that may be able to assist in these situations and with future plans that I have regarding property investment in Birmingham. I have details of a number of brokers but am inclined to trust the suggestions of other hub members in this case! Regards Chris
  9. Tough to say, there are so many diverse areas in Birmingham, each with their own good and bad spots. Research is definitely the key here and there are very few areas I would discount completely. Some of areas close to the city centre are quite run down but are going through major redevelopment (Digbeth is one example) so it is worth getting into these sort of places before prices really go up (as I think they will with HS2 hub, Bull Ring, train station, universities etc). It is really quite unique in that you do not have to go too far from the city centre to get affordable housing, and
  10. Hi Kish, i'm a new member and have just noticed this thread as it is about investing in Birmingham, which is my plan. I have recently come into some money and have a friend who has a number of properties that he wishes to sell. One of these is in Acocks Green, Birmingham and is a 4 bed mid terrace terrace on a main road. This seems like a good bet as they worth about 150k and my friend wants a quick sale and will take a bit less. Obviously I will do all the due diligence before but I may get some decent equity locked in and can then remortgage within a year or so, and buy again, still
  11. Hi, My name is Chris and I live and work in Birmingham. I am 45. I work full time and have a wife who works part time and two daughters who are both still in 'big school'. I have had a big year so far and this has included losing my dad after he suffered an accident and, because he lived in Germany, having to go over there and visit him, still in the hope that the doctors could make him better. On top of that, I also had a broken leg at the time! What all this has done has given me plenty of time to think and, together with money I will receive from my father through his will, I
×
×
  • Create New...