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  1. Good morning all. Just wondering if anyone can give me some advice on how to proceed as I cannot find anything to read that relates to my situation. I live in (4 days) and own a property up north with a mortgage left of £86000 on it (cost £105,000. However, I work in London (6 days) and currently pay mates rate on rent whilst I'm down here. I was thinking of buying a small studio or something down in London to be more comfortable. I am also fortunate enough to be overpaying my mortgage by £1000 a month. I have a small savings pot for emergency funds but nowhere near a deposit.
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