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dani_l

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  1. Hi all - great to be here! I have a dilemma. I signed up for a 2 year remortgage fix at the start of November (too late to get out of cooling off period). I have an outstanding balance of £55,000 on my mortgage on a house worth around £280,000. I want to remortgage to release the equity, however, the penalty is a psychological blocker for me (2%). So I would have to pay £1,100 penalty. Like most probably I am averse to paying avoidable charges, but I know obviously sometimes this is inevitable. The rate reduces to 1% penalty in year 2 of the fix. What are your thoughts - is thi
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