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  1. Hi , I hope someone could help me. I’m in the process of selling my house and buying a new one. I don’t have a mortgage on my current house (should get around 200k ) , but planning to buy one on mortgage. spoke with a mortgage advisor and the bank is happy to lend me £70k ( I don’t need more ) My question is can I buy a property let’s say £240k , instead of using all 200k from my sale , can I use let’s say £170 ? And use the left over £30 to do home improvements ? So to total amount of mortgage still would be £70k. I just put down less deposit. Hope it m
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