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  1. Hi, first post here and wanted to ask how strict the first time buyer rules are. I owned a small property while studying in my home country about 20 years ago, which I was forced to sell (at a small loss, so most of the equity gone) when my job back then brought me to the UK. Been stuck renting here ever since. Am now in good job, good salary so that is not the limiting factor but I don’t have enough for a 10% or 15% deposit in London. Hence am looking at the London HTB or the expected new FTB guarantees as these could be life changing. Does anyone know if there is any flexibility in thes
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