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Found 171 results

  1. Hi everyone My names James and im based in Stoke-on-Trent (does that class as the midlands?!), Im pretty new to property developing/investing,currently completing a lot of research and listening to the two Robs property podcasts! My overall goal is pretty simple and straight to the point... to have enough income from property to be able to retire early (im 23 currently) and to be able to fund a lifestyle of travelling where and when I want throughout the world! Im interested in investing around Stoke-On-Trent and the surrounding area including outskirts of Manchester. Currently saving and building up capital for my initial deposit to begin my property adventure! I would love to learn and have an eagerness to help/listen/speak with any property investors or people like me taking there first steps into property, preferably people in my surrounding area if it comes to meeting up! A Stoke City season ticket holder so currently 3pm most Saturdays is a perfect time for meeting up seeing the current way we are playing! Feel free to get in touch Thank you
  2. Hi everyone, My name is Jon, I’m 31 and from Rayleigh in Essex. I’m married with two children; the youngest being just 10 weeks old so will most likely be using this forum nocturnally, at least for the time being. I work as a Chartered Building Surveyor throughout London and the South East. Following Rob’s sticky post at the top of this page I’d like to introduce myself to you all as follows; · What you've done in property so far Not much is the honest answer. I own my own home with a decent amount of equity and very affordable mortgage payments. As soon as I am able to I want to utilise some equity to purchase a second property and see where it takes me. I’m currently spending my time outside of work researching and improving my knowledge on all things property development / investment. · What areas you invest in (or want to invest in) I wish to invest locally to where I live. In and around Southend-on-Sea would be the preference given the area appears to be thriving at the moment. · What your plans are for the future My initial plans are ‘buy to sell’ or ‘flip’ a couple of properties in need of refurbishment – something I hope I can use my expertise to do very well. Long term though, I want to build myself a portfolio of properties to help secure my retirement (hopefully somewhere in the South of France!) as well as the financial future of my children. · Any skills or knowledge you've got that other members might benefit from As above, my day to day job is basically all things property; I enjoy building pathology and defect inspection, including identifying and reporting the causes of dampness, cracking etc. in residential / commercial properties. I am a registered member of the’ Pyramus and Thisbe Club’ and therefore specialise in all things ‘party wall’ related. I write detailed specifications for refurbishments / remodelling / new build projects. I am able to design residential extensions / loft conversions etc. using AutoCAD / Revit software and therefore have good knowledge and understanding of current planning law & policy. Thanks for reading and look forward to being an active and enthusiastic member of the Property Hub community.
  3. Hello there, Do we members in this area? Hope you all had lovely bank holiday weekend. I would like to connect with like-minded people to see what's going on from investment purpose around here. Looking forward to hear from you guys. Cheers, Megha
  4. Hi All, Never written a post before so I guess this is as good a place as any to start! I'm a complete novice to property investment and my partner and I have decided to invest rather than buy our own home. A decision made just in the nick of time I think! I am hoping to make my first investment before the year is out so it will be interesting to see what happens in the next few months. I am a planning officer for a local authority in London so if anyone needs any little tit bits of planning advice then I'd be glad to help! Thanks, Ian
  5. Hi, I am new to the site and realized that over the years I have been a property investor and probable by default have made many of the typical mistakes! I have made money from property over the years but now it is time to really convert and leverage my mistakes into a reliable income. I have bought cheap completely renovated two over the years and still have one which has allowed me to fund more property purchases, one in Dubai and now one in France......I have another property which I have 1st legal charge over ;-), a JV Commercial Property all of which have allowed me to make many mistakes! I now need to focus in one area and drive my investments. I have a good letting agent and believe I can spring board this in the Paisley area of West of Scotland. Looking forward to connecting with people who can assist/work with a remote property investor. Andrew
  6. Hello Property Hubbers, We are a husband and wife small scale investment team recently relocated from Australia to the UK. I have just taken over management of our property in Blackheath, London though we are based in Bath. May soon be looking to find someone reasonable and trustworthy to set up a new lease on the property if the current tenants decide to go. Would love any leads. Also putting together a small database of trades and handymen for Southeast London for use when needed. Cheers and looking forward to contributing and learning in this group. Alena
  7. Hi there, great to be part of the conversation! What I'm looking for and why I'm looking to invest in my first property and to build on this investment to create a portfolio of properties in Bristol. It would be great to connect with people who can help, advise or work with me buying in this area. I'm looking in Bristol because I used to go to university there, love the city, think there is massive opportunity in property there in light of future developments and I also plan to move back there very soon. Interested in buy-to-let, buying residential property for myself and also flipping, if I could work with someone who has experience doing this. I'm open to joint projects and will listen to any other opportunities that might come up. Also toying with the idea of holiday rentals. I think with my digital marketing expertise I could be pretty successful in this area....but probably a bit too complex for a first project! My experience Although I'm a newbie to the property game I know basics through research, reading books and listening to audios etc. obviously no substitute for real life experience, but it's something and I'm a quick learner! My background is in marketing, social media and digital strategy so I'm pretty confident in my ability to market property once I have it. I also have my own digital agency I started 4 years ago, so know what I'm doing in terms of running a business, p+l etc. Always happy to skill swap on any of the above if that could be helpful to you. Looking forward to connecting with awesome people, learning lots and stamping my name on some bricks!
  8. Hi guys, I own a 1 bed in Wimbledon which I bought last year as a FTB, next year my mortgage will be up for renewal and I am thinking of the best way to make the most of my investment. I am currently saving for a BTL in Manchester (where I am from) which I aim to purchase in 2018. I set myself a budget of >£125k so to avoid stamp duty. Currently around 10% of the way to getting the desired 25% deposit. I was considering whether it would be worth mortgaging next year to free up some funds so I can invest in my next place. The flat in Wimbledon will have increased in value so there should be some profit I can take out of it (as to how much it will have increased by- I am unsure). has anyone got an advice on whether this would be a good strategy? I am inclined to leave as much equity in my flat as possible (as I am 27 and have many years left on the mortgage; even with a 20% deposit!) however I can see the benefit of freeing up some funds to bolster my war-chest. that being said this is very early days so any advice/comment/criticism would be welcome! thanks!
  9. Hi everyone, I've Been researching property through meet-ups, podcasts and books for about 6 months now in preparation for my first buy to flip/buy to remortgage. The strategy is to use profits from the first flip/remortgage to fund subsequent flips in order to build up enough liquidity to start a BTL portfolio in Glasgow. If your from Glasgow or Scotland hopefully I'll see you at a property meetup! Cheers, James
  10. Hello! (oh dear, this is my second attempt at writing an introduction, the first one never showed up and I have no idea what I did wrong) I'm a 39 year old professional model with a buy to let property in London which I really only own by accident because it was my first home. In any case, I'm determined to start building my portfolio this year, and to aim much higher than I'd originally thought (cos I'd not really understood leverage at all until I started reading Rob's books). Originally I'd just hoped to buy one more property, because that'd provide me with a very basic pension in the future when added to my income from my London flat. Now I've set myself the goal of reaching a net income of £20,000 per annum within the next 15 years. My maths is not the greatest but I think I've worked it out, and that it's just about achievable if I make good choices. I think that I can release equity from my London flat when I run out of savings to invest with. I'm setting out to buy something that's no more than £80,000 initially. I'm focussing on the Walsall/Wolverhampton areas, because they're within easy enough reach of me to make viewings possible (I work abroad a lot so travelling all over the country in my occasional days off isn't a very appealing option). They're also within the Birmingham commuter belt, and I know them a little, which gives me some confidence. I've just been reading a little about the Housing Association Leasing Scheme, and I found that it excited me. I love the idea of helping to house refugees and people who're in danger of becoming homeless - I'm not sure if I'll be able to get a mortgage that'll allow me to do it, having not mentioned it to my mortgage advisor yet. And I'm not honestly sure it's the best choice in terms of business, but it appeals to my heart so I shall look into it further before discounting the idea. Anyone who has advice or knowledge on the subject, please do get in contact if you can face sharing a bit of wisdom. Thank you! So glad to have found the Property Hub, I feel ready for a new challenge this year. Also, I can't model forever because it hurts my joints Joceline PS - I trained as an actress originally. If anyone is in need of voiceovers or similar, I'd be happy to help. I'm afraid that's the only special skill that could possibly be of use to anyone here but shall be working on learning more and becoming more useful in the future.
  11. Hi everyone! I'm 22 and have just completed my Marketing degree at Sheffield Hallam University. I'm not going to lie, this is my first experience on a property forum like this (as I only discovered it today!). But it's been really interesting to hear from so many different people about their stories etc. and I'll definitely trying to spend more time here. I want to be a property investor myself in the future so I'm just trying to gain knowledge before I jump into it. So much to learn . The goal is to have around 5 BTL's by the time I'm 30. Quite an ambitious goal I feel because I need to save up for the first one, which is going to be hard, but I'll get there. Here is my vague long term plan so far: Age 22-26: Save up enough to put down a deposit on first BTL. Also, carry on gaining knowledge of the industry and meet with some like-minded people. 26-28: Save up again and acquire a second BTL in this time. Age 30: Have 5 BTL's earning a good amount of passive income to increase my portfolio throughout my 30's. Thank you firstly for taking the time to read my first ever post on here! And I look forward to hearing from and getting to know some of you in the future.
  12. Hi all, I'm hoping for a bit of advice. To simplify my situation; my sister and I have inherited some land for which I've now been approved concent to build 8 x 2 bed flats on. It's in a good area and the gross development value(GDV) should be considerable. Assume the concent gets granted (Section 106) then I'm faced with a decision about whether to develop the property myself or sell the land to a developer. I'm told that I can expect close to 40% of the GDV if I sell the land. However for a range of reasons, that I don't think it makes any sense to go in to (financial, legal and family) I'm considering building the flats myself. Here lies my question; does a mid-30s conscientious web developer, with no experience in property, stand any hope of completing such a project while retaining a profit in excess of the 40% for just selling the land? I'm not scared of a challenge, but I'm equally aware of the benefits of experience for which I have little. Even in my journey to date, I've made a few costly mistakes. Also any tips about how I might best manage this, or where to find more help, would be much appreciated. Cheers, David
  13. Hello all property hub members, I have recently been to one of these Legacy Education Seminar and felt like I have been emotionally exploited and nearly sign up to their course. Thankfully I have found this website and hope to network and share with some of the people here. I am based in North London and currently looking for buy-to-let / multi-let opportunities in the North of UK, so just trying to educate myself to not dig myself into a hole. Cheers, Jeff
  14. Hello everyone, I am Iyabo from Kent. I am still a newbie but hopefully wont be for long I am looking for investment opportunities in North Kent and Medway. In the meantime, I am getting myself educated and informed. I have worked in the software industry for over 20 years and I am good with sourcing, systems, research and leveraging internet technologies - if I can be of help to anyone, let me know. A big thank you to Rob and Rob for this inspiring platform and for all the great podcasts and resources - I am hooked!
  15. Hi, I am about to complete on my first BTL property which i have managed to purchase around BMV (around £26k under). I will be looking to refinance after 6months to release my deposit, but, my qu is: should i try and add value to the property before refinancing, or as i have bought BMV, is that enough to pull out all of my deposit money after a refinance? The property is already tenanted, and is in reasonable condition. Plus, i don't really want to disturb the tenants too much as they are reliable and have even signed for a 2yr AST. Thanks! I look forward to the replies! Lee
  16. Hello! Thank you Rob and Rob for having an internet presence that can't be ignored. I only found out about you a week ago and my life is a new, busy, interesting place I'm a professional model & accidental landlord (as a result of moving out of my London flat to buy a house with my husband, but keeping it on to rent it out). Now I've saved a deposit to do a buy-to-let on purpose this time, and am hoping it'll work out as well as the first, because I need an eventual exit strategy for my day job - modelling is HARD on your joints. I'm hoping to buy in the West Midlands, since I drive through there a lot, and won't have time to view properties at all if I don't go for an area that I already pass on an regular basis. I find maths absolutely horrifying, so am writing everything down in a bit of a panicky attempt to make decisions underpinned with rationality. And that's all for now
  17. Hi All, My name is Victoria and after reading the 100 property investment tips, doing my own research and saving a little deposit I am now ready to embark on my first buy-to-let property. But I would like to find some one here to take me under their wings. Someone to mentor me and share with me their experiences and knowledge. I'm from Essex but I'm interested in properties in Manchester. So if you have any valuable advise for a newbie please feel free to share and I promise to be good mentee lol Thank you in advance Victoria
  18. Hi I'm Alex from Sheffield, I'm in my 3rd year of university and looking to form a career and lifestyle from the property industry, once I've graduated next summer. I'm reading my way through as many property and business resources as possible whilst studying for my upcoming exams, and am looking forward to start making inroads into the industry once my degree is completed. It would be nice to gain other people's knowledge and learn from their experiences! Regards
  19. Hello, I am looking for some advice on starting out in property. I am completely new and don't know where to start, however I do have a growing interest in property and wondered where would be the best place to start I look forward to hearing any suggestions
  20. Following long term illness I received a termination settlement from my employer which I'm looking to use part of to build a BTL property portfolio. To maximise my investments I'll be looking to leverage my money with 75% mortgages. With no income at present and not being an experienced landlord I've been told its unlikely I'll be able to get mortgages regardless of still having savings left to cover voids. Does anyone know of any lenders that would consider me or able to suggest a way of moving forward? Many thanks
  21. So just nearing completion on my first BTL and have a tax related dilemma. The house is being bought in a family members name and I am providing the funds for the deposit, for various reasons that was my only option at this point in time. When I get the property rented out can the rental and mortgage payments be made to and from an account controlled by me, or do they need to be made from an account controlled by the person who "owns" the house on paper? If they cant come from an account controlled by me, could the family member pay me all of the monthly profit to "manage" the property? Thanks
  22. Hi, I've just bought my first BTL and whilst I'm waiting for everything to go through I thought I'd get my record keeping strategy sorted. I was thinking of setting up a seperate bank account and then using a spreadsheet to log everything. I love spreadsheets and would like to make a fancy one with lots of macros that does all sorts of clever reports, making tax returns and cash flow predictions very easy. However, I need some inspiration to get me started. Does anyone have a template they wouldn't mind sharing? Or does anyone know exactly what things this spreadsheet needs to record and do? Thanks in advance.
  23. Hi everyone I have joined this forum as I have been fully addicted to the property podcast and I just wish I knew what I know now 10 years ago lol I live in Hornchurch but unsure on the areas around me to invest in as of yet Anyway I'm looking to draw some capital out of my home when my mortgage comes free in July 2016 and start investing Just looking too fully educate myself some I'm prepared for when the day comes. So any tips, ideas etc would be great Thanks guys
  24. HI EVERYONE! My name is Andrew. I am currently a director/shareholder of a limited property company with three other partners. We intend to engage in the ‘flipping’ strategy by purchasing properties from auctions. We wish to invest in the outer sections of London and/or surrounding regions. All four of us are completely new to property and would appreciate any help in finding the following…. Broker (preferably with auction/bridging experience) Conveyancer (preferably with auction experience) Builders Thank You in advance
  25. Hello there, I thought it’s finally about time that I introduced myself on this forum. I’ve been visiting here regularly for around half a year now but never introduced myself properly so here we go. I’m 17, based in Sheffield and am an aspiring Property Developer/Real Estate Entrepreneur/Wholesaler. I’ve been interested in property from a young age and have slowly been building myself a foundation of knowledge and skills to hopefully begin fulfilling my aspirations when I turn 18. I will not have enough money to invest or develop initially so I am trying to focus on flipping and wholesaling with no money down or very little money. However, since I’m still a newbie, there are probably a lot of issues that will arise I am yet to know about so I am open to learning about all types of property related investments. My end goal is to achieve financial freedom which I think is best achieved by renting out a number of properties for a passive income and I will outsource the management and other maintenance as much as possible so I can travel the world and do whatever I wish with the remaining profit. This will take time, but I’m very motivated Any advice, suggestions or comments on my aspirations would be happily appreciated. I need to learn from you experts! I’m also heading to the Sheffield Meetup so feel free to connect with me whilst I’m there, I’ll buy you a drink in return for your help? -Rob