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  1. Hi Everyone I was just wanting to know what Scottish Landlords thought of the new Private Residential Tenancy Agreement ("PRT") and the associated new rules brought in by the Private Housing (Tenancies) (Scotland) Act 2016, which are due to come into force for the 01 December 2017?The PRT will replace AST and ATs. Has anyone thought about the issues associated with the new rules and anyway to get round them to make them more favourable to Landlords? I have been thinking about these and noted the below issues: 1. Removal of the no fault eviction
  2. Hi everyone, My name is Dani and this is my first post. I had been thinking about getting into property investing for the past two years and I finally decided to take action earlier this year. I've been doing lots of research for the past 6 months, I had a good understanding of my local property market (more like an obsession) and after attending my first Property Hub meeting in July this year I set myself goals - 2 x flips and 3 x Buy to Lets by October 2018.. So far I have secured my first flip property and I get the keys next week. I have a team lined up to get th
  3. Hi, I'm Emma and I'm not yet six months into my property journey. I became an accidental landlord a few years ago and only this year decided to take control and take action! I'm a Legacy student and learning so much through them and what I particularly like about the Property Podcast is that the messages Rob and Rob give us mirror my training. This means I can listen to any podcast at any time and be reminded of how and why I need to take action. I'm looking forward to scouring the forum and getting to know some of the names on there. My current
  4. Hi all, In short: I see a few amenity areas for sale at auction - public land in/around new-build estates. Does anyone know if there are restrictions in place that require retention of these as public spaces? The background: We live in a new-build estate in Scotland with an area of woodland behind our house which forms part of the estate's common/communal or "amenity" areas which we, as residents, pay a Factor to maintain. Whilst the estate has playparks and areas of grass and shrubbery that are regularly maintained, the area to the rear of us is never touched
  5. Hi folks, Again I'm hoping for some help in getting started with my BTL property portfolio which I hope to kickstart before the end of this year in Edinburgh. I have done a LOT of reading/ online researching but feel I need to now get out & start discussing my goals/ strategy (all now documented) & more specifically the numbers with the professionals, so I can start to get a real feel as to how realistic my plans are - but where do I start? I have used Mov8 Estate Agents & Sols in the past (in buying & selling my home properties) - so I know
  6. Hello Everyone! I thought I would introduce myself as I have been lurking for a couple of months now...eating up all the information available on the site and podcasts! Great job Robs! :-) I am a 30 year old (soon to be) qualified solicitor (play nice!) from Scotland and my property journey started nearly 5 years ago when I really stretched my budget for my first home and purchased a three bedroom flat in Aberdeen. I managed to get a great deal on the property and have only personally made 6 mortgage payments, instead operating the Rent a Room scheme with my two spare r
  7. Hello everyone, I'm a part-time property investor based in Lanarkshire, Scotland with 7 properties between me and my wife. Looking to get building my portfolio but currently not overly cash-rich (one day hopefully). My portfolio currently ranges from a 1 bed flat to a 4 bed villa. Recently I have had two extensive refurbishment project which have been thoroughly enjoyable (at times stressful) to do. Also have a full time job as an Optometrist, so property is a great change of scenery! Ive just started listening to the podcasts which are great. Go
  8. Hi everyone, I am in education stage and found this resource through BiggerPockets (amazing resource but for US). Currently, I am interested in investment across Scotland Central Belt although I have not decided which niche to chose (I am currently exploring trending options and strategies). I will be glad to communicate and establish connections with the same mind-set people .
  9. Hi everyone, I've Been researching property through meet-ups, podcasts and books for about 6 months now in preparation for my first buy to flip/buy to remortgage. The strategy is to use profits from the first flip/remortgage to fund subsequent flips in order to build up enough liquidity to start a BTL portfolio in Glasgow. If your from Glasgow or Scotland hopefully I'll see you at a property meetup! Cheers, James
  10. tony ng

    Home Report

    Hi all I'm sure you know it's a legal requirement in Scotland for the Vendor to engage a RICS surveyor to produce a Home Report if the seller would like to market his/ her residential property publicly e.g. sell through estate agents. Having gone through the madness of getting the survey carried out in time during the pre Home Report era when we bought our fist property in Glasgow, I thought the HR is a good system (or at least was a good intention from the policy makers), but I have some hesitations now. For the buy to let investors, I guess you would not welcome the latest interventi
  11. Does anyone in the Glasgow area know or have any experience with a good solicitor/tax advisor that works with Buy-to-let investors? We're looking for some advice on structuring a limited company correctly so that it fits with our long term goals. They don't need to specialise in the sector, but will preferably have experience working with investors and maybe even invest in property themselves. Hopefully someone can point me in the right direction! Cheers, Luis
  12. Hi, Could anyone provide some insight into what type of mortgage you would need to purchase a property that you plan on letting as a serviced apartment on sites like Airbnb? From the people I've spoken to regarding this, lenders seem to dislike this so many of them don't notify them. Cheers, Luis
  13. Hello, I am a qualified solicitor specialising in investment property (both residential and commercial property.) I work with small investors right up to commercial investment fund work. have bought and sold everything right up to shopping centres. I provide portfolio/asset management services. I am experienced in leasing and licencing for both Landlord and Tenant and I also have exposure to the renewables sector. I also do all types of property finance work. The firm where I practice (Maclay Murray & Spens) is a top tier legal firm, part of the Global Lexi Mundi referral network
  14. Hi Hubbers I want to invest in my first Buy-to-Let. I am in the process of considering a few areas. I am quite drawn to property in Scotland though. Question 1: If I live in England and earn rental income in Scotland, where should I be paying taxes (England/Scotland)? Question 2: New increase in Stamp Duty from April 2016, does this include Scotland? Does it make a difference where you permanently reside? I am new to the UK and still trying to get my head around when its neighbouring countries, and when its all UK. Cheers
  15. Hello All .. I'm considering buying a property in Scotland, Aberdeen to be specific. Is there anything obvious differences between buying and owning property in Scotland as opposed to in England ? I'm tempted by the high rents (relatively high prices too off course), but I believe the dip in the O&G industry presents a buying opportunity. Thoughts and opinions are welcome. Regards Hemant
  16. I was wondering what BTL mortgage options Limited Companies currently have, specifically in Scotland. I've spoken to a few mortgage advisors over the phone and they say the options are very limited for us up north if we're looking to invest via an SPV Limited Company. Any suggestions or pointers?
  17. Hello I was in a Mortage brokers the other day and they were advertising "buy to let made easy"! Basically you buy a new apartment for £93k and then they manage the rental for you. It's a 6% potential yield. Two year house warranty. Management fee 7%. I was wondering if anyone has heard about it before or has used this method before?
  18. I have a couple of flats rented out through an letting agency in Glasgow. They recently told me new legislation means my flats must have hardwired and interlinked smoke alarms (in the living area and hall) and a heat alarm (in the kitchen) and will require CO monitors as of December 2015. Has anyone else come across this? If so, how much has it cost you to implement it?
  19. Hi, I'm Maureen. My husband and I have always been interested in property and have tried to make our debt work for us ever since my husband bought his first flat in Leicester that we still own and have used to buy other properties twice over. I have just started reading books about property investment even though we already own 3 properties and are in the process of buying our 4th. We just love property and never really thought that this could lead to something more than just a small income on the side or maybe a pension someday. We recently released the equity in our house to buy
  20. Hi there Looking for some advice from anyone with knowledge/experience in investing in commercial property, please? As a bit of background info on me, I own a small business and have been buying residential houses to "do-up" and sell on for the past couple of years now (in Scotland). I also personally own a residential property that I let out. The opportunity has arisen to possibly buy a commercial property with a view to letting it out for the long-term to generate some income and take advantage of any capital growth. However, I have absolutely no knowledge of or experience in th
  21. Well I'm Tom and I'm currently a student, I'm also keen on learning about property. Come and talk to me if you want to know more, have a great day all of you!
  22. Not seeing how copy and paste, so added as attachment. Allan Second Consultation on New Tenancy for Scottish Private Rented Sector.docx
  23. Hi, I currently live in Edinburgh and am looking to purchase my first property (see my Edinburgh Intro post ). I was wondering if anyone had any good or bad experiences with solicitors in Edinburgh? There are loads of solicitors and knowing which are good is hard to find by research alone. Similarly if anyone had any experiences (good or bad) with mortgage brokers in the same area that would be great. I have been testing the waters but some personal experience would be welcomed for a property beginner like myself. Likewise, if anyone has advice and pointers from outwith Edinburgh t
  24. Hi there, I am a Civil Engineer working and living in Edinburgh where I have lived my whole life. I graduated and have been working for a couple of years now whilst saving some money. I have now reached a point where I could buy a property to live in although the preferable areas are quite expensive especially for a first time buyer in Edinburgh. I have looked at other methods of investing but property is a sensible long term plan, seeing as I am only 25. The aim would be to have a property that could be let out whilst I rent somewhere else and save to reinvest. This may also be beneficial
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