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Hi, I am a tenant and I have an assured short hold tenancy agreement due for renewal (12 months). Can someone please help me to understand this break clause? I cannot make sense of it. I would appreciate any help, thank you

Hi All,I'm just after a bit of advice really. My partner and I had reserved a new build prior to COVID using the HTB scheme and had a mortgage offer ready to go for exchange but the pandemic struck. The build was then stopped and completion window moved from initially Aug-Sep 20 to Jan-Feb 21. Unfortunately my partner has been furloughed and this mortgage offer has since expired. We therefore haven't exchanged and will be unable to do so without a mortgage offer. We are trying to arrange for another mortgage offer but despite being way under the possible affordability threshold of our mortgage (even taking into account my partner's furlough salary) our lender is insisting on a letter from their company to explicitly state that they will be returning to work after the furlough scheme ends in October. Apparently they are viewing the furlough scheme as a 'temporary employment' and therefore need evidence of that they will be bringing people back to work when the scheme finishes. The company is in events which has been very badly hit by the virus and have given very little indication as to whether they will bring back staff in October or start making redundancies. Apparently even if we were to reapply with another lender, they would also require this letter of confirmation. This is despite one salary able to cover the mortgage payments and even the possibility of putting down more than a 5% deposit. I am doubtful that my partner will be able to get this letter because the company doesn't appear to have made many decisions r.e. their staff and the furlough scheme as of yet and therefore without this we are currently unable to get a mortgage offer. Without this we are unable to exchange contracts. So the new build we have been waiting for over a year to be ready and which was delayed because of the virus, is now apparently in danger of falling through completely? Are there any lenders who are offering mortgages without requirement for this return to work letter?I wondered if anyone might be in a similar position and had any advice on how to proceed? Thanks for your help!

Hiya, I’ve secured some investment from a family member, but need a legal agreement drawn up. I’ve approached conveyancing solicitors I’ve used in the past, but no response yet. I was wondering if any one on here had any recommendations for a good solicitor that they’ve used for something similar? please let me know! Thank you!

Hey, My name is Ashley Williams, age 26, from Shropshire. I’m currently saving up for my first buy to let. While I’ve been saving up I have spent a lot of time researching how to invest in property and I came across lease option agreements, and love the idea of them especially if you can find a landlord that wants to off load some/all of their properties, if done properly it can save the landlord a lot of time and money. I would love to find someone that has got experience in lease option agreements and could show me how they work (mentor) All the best.

Hi, longtime lurker, first-time poster here! I hope someone on here will be able to give me an answer to a quick question.. I have an AST with a tenant that expires next month. For a couple different reasons, I'm considering letting the contract roll on for a few months (up to 6) and then asking her to sign a new AST (with a small rent rise) in the new year. The new contract will start on a date that is preferable to me so I benefit in that regard. The tenant is currently going through a bad time and doesn't want to sign a new contract at the moment. So the question is: Is there any risk with this strategy? My understanding of letting an AST roll on after the expiry date is that the terms will be exactly the same eg .s 21 for eviction, notice periods etc all remain the same, if any problems arose during that period. So what can go wrong if anything? thanks in advance for any advice. Mike the landlord

Hi All, I'm looking for any examples of joint venture or partnership agreements. Thinking about going in on a buy-to-let investment with a partner. Any examples agreements would be appreciated. Thanks!