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Desperately seeking a financial wizard/accountant/bookkeeper to help me prepare for my first re mortgage to release equity for a self build / BTL strategy I have a salary of £26k incl overtime, plus around £20k of self employed + rental income (commercial property sub lets, lodger and parking) I've been doing my own tax returns for years and as I'm so conditioned into maxing my expenses to pay as little tax as possible, I feel it would be wise to employ a suitable wizard with a sound understanding of the current requirements of lenders to give me the best outcome. I need to be sure what types of income, (specific to my circumstances) will be considered valid by potential lenders so I can submit 1 tax return at the end of jan, and the next at the start of April and satisfy the 2 years requirement for self employed My current mortgage is guarantored and expires in April 2016, I would like to get this going beforehand however and am not tied into a mortgage deal, on the SVR currently I'd like to keep my flat to let, and use the as much of the 400k ish equity to self build, and possibly to buy a cheap ish BTL also if possible Can anyone kindly make a recommendation? Many thanks! Mike