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Found 4 results

  1. Hi, I'm selling my 2 bed house in Manchester and all was set up and ready for completion, when buyer was furloughed in beginning of March. Her bank didn't approve the mortgage until she goes back to work. Will bank release the mortgage money as soon as she will go back to work? Or does she have to bring few payslips after she starts to work to prove that she can afford the mortgage? While waiting for buyer to go back to work, I am thinking about plan B. Plan B: I potentially don't want to sell the house but to rent it out. It is 2 bed house bought for £115k as a new build 5 yea
  2. Hi there, I’m in the process of buying my first BTL property. I plan to do a bit of work to the property (new kitchen, bathroom, decoration, etc.) before letting it which should take about 2 months. However my mortgage broker has mentioned that the BTL mortgage lender states that the property must be let within 30 days of completion. He said that this is a fairly typical condition for a BTL mortgage. Is this something anyone else has come across? Is it something that’s actually going to be enforced? Thanks in advance for any help. James
  3. Hi Everyone, It's a pleasure to join your community here at the Property Hub and I'm looking forward to getting involved. A bit about me... I'm a mortgage and protection adviser based in Derby. I help people find the best residential and BTL mortgage deals and guide them through the house buying process. I also offer my clients protection advice and help them put the right insurance policies in place to protect their property assets. I'm am an aspiring property investor inspired by Rob & Rob's fantastic podcast and just starting out on this j
  4. I am looking at buying a building on the high street. It is currently set out as a retail unit, with 2 flats above. The building is for sale as a whole (it's a repossession). The 2 flats are registered as separate dwellings but there is no lease on them separately (ie. the whole building is currently listed as one freehold building). If I buy the whole building (freehold) on bridging finance or cash (ie a finance with no charge on the property) and then issue 999yr leases for each of the 2 flats how long would I need to wait before I could get A BTL mortgage on the flats? Could they be treat
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