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I am new to investing and still waiting to start my journey. I am currently doing all the learning and research I can before taking the leap (whilst I build enough capital) my intention is to buy and hold forever as I see property as an asset and my pension. BUT my question is what is the most effective strategy? Do I take out interest only mortgages and keep refinancing over the years? Or do I take out interest and capital mortgages and work to pay off my debt with rental income? Any help or advice would be appreciated!
