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Hi Everyone! Thanks for reading my first post to the forum. I am newbie investor and currently trying to source my first property deal. Mortgage Fees - to add or not to add to the loan? If there was a fee of £999 would you pay it upfront or add it to the loan? Buying from a deal sourcer The fee - I have been sent a deal from a sourcing company. They require the sourcing fee (of £8740 with £1000 refunded on completion) to be paid upfront and it is non-refundable if the deal falls through from the vendor's end. It is only transferable to another deal from the same sourcing company. Has an