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Found 7 results

  1. Does anyone has experience of asking Clydesdale for consent to let? Do they ask for extra % interest or proofs/documents on why do you want to let out your property? If anyone had applied and successfully/unsuccessfuly obtained consent to let with Clydesdale and can share a copy of the form( they do not have an online copy) and share their experience, I would be very very grateful!
  2. Hi, I am currently stuck in a consent to let nightmare and I was hoping I could get some help or advice. Any help would be greatly appreciated. The issues I have span a long list, but I have summarized most of the issues. In 2007 I bought a 1 bedroom apartment (new build/off plan) in Sheffield City Center for £106k (100% mortgage), myself and my wife lived there until 2010. In 2010 we bought a 3 bedroom house together. Because I was in a fixed mortgage for the apartment, I couldn't move to a different lender. So after failed attempts to sell the apartm
  3. Good morning hubbers, I'm looking for a quick bit of advice from someone who has good knowledge of leases and getting consent to let from a freeholder. From what I have read previously in forums it seems that if a lease holder wants to sub let they always need consent from the freeholder and have to pay some kind of admin fee and send documents such as the AST and tenant references to the freeholder (or agent working for the freeholder). My question is, is this always the case? The reason I ask is because I approached the managing agent of my freeholder and asked them
  4. Hello, I'm currently living in my property, but would like to let and move out. What conditions are there in order to do that with Santander? Has anyone been through the Process? Thanks in advance
  5. Hi all, I have a residential mortgage with Santander on a property that I want to rent out. Does anyone have any recent experience on getting consent from them? It seems like they do not declare a fee structure or policy. Instead, they say that you have to fill out a form to request permission and then find out the charge or imposed product transfer. Thanks!
  6. Hi all, wondering if you guys could help me out on something. Can I get another residential mortgage for me to live in while I already have one let out on consent to let basis? (currently in the middle of its AST) I want to do this because my current living situation is temporarily with a parent due to working all over the country, and I am not in a situation to have my property back any time soon. I know there is the option to switch the let out property over to BTL mortgage but would like to avoid this change if possible. Is any of the above fair game in the lenders world, or i
  7. Hi, I would like some advice regarding my consent to let property. Back in 2007 I bought my first property (bought for £106,000), it was a new build (off plan) one bedroom flat. In 2010 myself an my wife decided to buy a house together and due to not being able to sell the flat at a decent rate (valued at £85,000 - £97,000), decided to rent the flat out. The flat was changed from a 'residental mortage' to a 'consent to let mortgage' as The Norwich and Peterbough Building Society do not do 'buy to lets'. Since the crash of 2007 - 2008 I have expected the price to drop but gradually
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