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Found 2 results

  1. Hi! I own a BTL portfolio and I wish to gift a share with no money changing hands to my partner (we're currently unmarried) by a declaration of trust. The share of each individual property's mortgage consideration is less than £40k. I understand that this would not create any SDLT for her (but keen to hear that is correct). However, I'm unclear if this would be regarded as a 'linked transaction'. I have read that linked transactions are relevant for the simultaneous purchase of several properties from the same vendor, and could be treated as if they were all
  2. Hello Everyone! I have secured a property which is a cash buy and have subsequently got some interest from investors. I offer investors 8-10% on their money for the time that their money is in the deal. For this particular property, the timeframe would be around 8 months as we are buying with cash, refurbishing the property and then we will mortgage it at 75% market value to enable us to pull our money (investors money too) out. My intention is to purchase the property (£60k) with my funds (£40k) as well as the investors funds (£20k), but only my name goes on the title deed. We then se
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