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Found 2 results

  1. Hi everyone, I am in the process of purchasing 25% of a shared ownership flat and 2 of my mortgages applications (barclays and halifax) have now been declined for the same reasons : "they won't lend on the property as its an investment-led development property - It appears lenders are not liking the property due to the surrounding of the property and the development appears to be aimed at investors" Could someone explain to me why is this a problem for the lenders? surely that will not affect my capacity to repay my mortgage, and being a shared ownership, i would
  2. Hi, we've had a mortgage, decision in principle agreed some 3 weeks ago but then our mortgage application was declined with Nationwide, the reason was that my salary included bonuses and at the time I guess roughly what 2015 was, I made a mistake by £2k LESS but, when it was corrected to show £2k more (so actually strengthing our case) Nationwide then declined it saying there was an error in the application !! We are waiting to hear back any thoughts please as we are really confused ? thank you kindly
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