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Found 2 results

  1. Hi good afternoon everyone, Name is Paul and I've been in property since 2011. I started by renting out and managing my property myself, becoming NLA accredited and have moved to a more passive strategy using a managing agent. I've enjoyed all aspects and have now built up 4 properties. I still manage one of them but as I live 300miles away the remainder are fully managed by a local letting agent. We are a married couple and my wife is no longer a 40% tax payer for the foreseeable future (actually her earnings will be less then 3k) but I will remain a higher rate tax payer.
  2. Hi, looking for some advice please on how to best structure our property portfolio. I’m a basic rate tax payer £33k income, my wife is a housewife with £3k taxable benefits income. We have remortgaged our residential property to release £150k of equity to start investing. How can we structure our first (joint) BTL property investment to take advantage of my wife’s income tax allowance? Would a declaration of trust and form 17 work given that my wife would not get a BTL mortgage on her own? How about us both becoming a Partnership and splitting the income via that route? Thanks for any help and
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