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Found 3 results

  1. Hi this is my first post , I am 23 years old and hoping to purchase my first property in the next 2 years however my question in the world of property investing is that as i am a first time buyer i have been contemplating buying a property with a residential mortgage and the 6/12 months later moving location and then notifying the bank and obtain different job elsewhere and putting the property on rent and moving back in with family. Has anyone else done this ? And if so how have you faired ? And what are peoples thoughts of this?
  2. Hello All! Over 2019, my partner and I have been educating ourselves about property and all the ins-and-outs of BTL. We have managed to save £30k, and now we need to take the leap of faith and actually start DOING some investment!! I'm the kind of person who has to have a clear plan of action, and I'm really struggling to nail down the process to purchasing our first BTL. After many discussions and considerations, we have decided that buying property as an SPV Ltd company will be the best option for us (both in terms of tax implications, and long-term goals). We would be so grateful if anyone could offer any advice on what order to complete the following steps in: - Set up a Ltd company (Side note - how have people found is the best way to do this?) - Get a mortgage-in-principle (Is this possible for Ltd companies before finding a property?) - Put an offer in on a suitable property - Set up a separate bank account for the Ltd company (Can this be a standard bank account?) - Any other step in the process to purchasing your first BTL as a Ltd company that we have overlooked! Any advice would be very much appreciated! Thank you in anticipation, Hayley and Steve
  3. Hi All, I am Neil and I have been in Leeds for over 15 years now although originally from the North East. I have not started my property journey yet and looking to inspiration and any advice to get into the Leeds market. I spent a large part of my career in corporate land working as an employee until the point redundancy gave me the chance to set up my own business and provide interim change management services. This has been going really well for the past few years although I feel that i nee to create multiple streams of income to ensure that I have a more balanced financial base. I have always wanted to get into property but previously had a very limited understanding as only really ever purchased my own house. Now though I have got a plan to replace my current income with other streams of income so that the reliance upon replacing my time for money is reduced. Property will be a major part of achieving my strategy. I am looking in the Yorkshire area especially to start off with although currently just getting educated / investing in me to ensure I am equipped. When do you know that you are ready to make the first step or is that questioning things a bit too much? I have always been a great believer of taking massive action to get great results, but with this there is a level of hesitancy that I am trying to shake off? Have others experienced this before going into property? Also want to ensure that first step is a positive one. I have been trying to asses the areas around Leeds but getting a bit lost in the detail. What strategies have people used in identifying areas to invest whilst also not just going where the masses are to ensure that premium prices can be minimised? Anyway my background is in accountancy, education and change management so hopefully can contribute to any discussions picking up with these areas. Anyway just a short note to introduce myself to the forum and hopefully will be able to share my journey and development with you all. All the best Neil
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