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Found 6 results

  1. Hi, I'm 27 years of age and live in Hull, I acquired my 1st BTL 2 months ago at 75% LTV with a 25 year repayment mortgage fixed for 2 years. Bit of a pension plan for the future and had saved enough to take the plunge so went for it, maybe went in a bit blind compared to most but I learn on the job. House finally in a good condition decorated throughout with elec and gas certs now present. Looking at self managing as its local to me and feel I would learn quickly about the ins and outs of the property game. Plus been an electrician by trade I'm quiet handy if I do say
  2. Hi, would anyone be able to help with my current dilemma? I have bought an off plan property in the city center of Birmingham and paid 30% deposit. I am an British expat and i am currently searching for a 70% (80,000gbp) mortgage. The developer has put me in touch with a broker. However, he charges 1000gbp up front fee for his services. Is this common practice to charge upfront or should the fee not be paid when he finds the mortgages? (this if i decide to use him) Thanks, Eamon
  3. hi! I'm just looking for a bit of advice on first time buyers investing in property. I can imagine it will be a lot harder for a first time buyer to get accepted for bridging or buy to let finance, but if there's any mortgage brokers (or anyone who has applied for investment mortgages being a time buyer) that could give me some advice on this topic i would be very grateful. Many thanks Scott
  4. First time poster here! I have just completed the purchase of my first property with my close friend and his Brother (we have drawn up a trust agreement!). We got hold of a great 3 bedroom house in Guildford within walking distance to town centre and Univercity. We didn't quite have enough cash to attain a BTL mortgage, but we have raised around 18% for our deposit. The plan is to live in the house for 2 years on a repayment mortgage and get up to 25% ownership. We will then move out and rent it out as a 4 bed (thanks to the extra reception room). So during these two years... as well as put
  5. Hello, I am currently renting with my partner and we would like to get our first house together but we are far from a reasonable deposit. My parents have paid off their mortgage and I expect their house to have increased a lot in value since they purchased it. Is there any way we can use equity from their house as a deposit for ours? If so will we later be able to use equity from our new house to buy an investment property? I have only just started learning about the industry so please excuse any naivety. All suggestions appreciated. Matt
  6. My names Anthony and I am a huge fan of the property market. Most of my time is spent looking at deals, doing due diligence and crunching numbers. I'm aware of the multiple options and creative ways you can close deals for massive beneficial results and also buying at below market value. This knowledge is wasted without being able to raise capital to put into these deals. I don't and have never had a mentor or "Rich Dad" to educate me, I taught myself. Being part of a young 90's generation I quickly took advantage of the powerful tool I have that we all call the internet and will admit tha
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