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  1. Hi I am looking to release equity on my first rental property (currently mortgage free) to fund 1-2 new rental properties. I am looking for a trusted mortgage broker to find deals first for the equity release and then new BTL mortgage for the new properties. I am in Glasgow if that matters. Thank you
  2. Hi there, we are looking to purchase a buy-to-let in Glasgow. My partner is from there and his sons live there. We have a few buy-to-lets in Nottingham, but our broker does not understand the Scottish system and the lenders he uses with don't work with freehold flats - this is much more common in Scotland than it is down south where flats tend to be leasehold. Can anyone recommend a broker in Glasgow? Thanks in advance, any help would be much appreciated.
  3. Hello! I've never used a property sourcing company i was wondering if someone could give me some info on how to find them, work with them and figure out what the usual fees involved are ? I am interested in sourcing property in Leeds and potentially Liverpool and Glasgow. Any help is much appreciated. Thanks!
  4. Hi there, I was thinking of buying a flat in Glasgow for the sole purpose to holiday let. Would this be as profitable as I think it would or is it a silly idea? If so is there any hidden costs/legislation that would make this difficult? Cheers
  5. Im interested in finding a property sourcer/finder in East Kilbride, Scotland? We are a new LTD company purchasing BTL investments in the area. What are the finders fees?
  6. Hi Everyone, Does anyone in the Glasgow area have any recommendations for FHL managers/cleaners? Thinking small, independent companies/individuals/teams that care and will engage promptly. Feel like I am losing a fair bit of control with current provider and with the level of saturation in the market and political uncertainty, I need a fresh approach! Feel free to message me with recommendations/thoughts. Kind regards Kirsteen
  7. Hi Everyone, Does anyone in the Glasgow area have any recommendations for FHL managers/cleaners? Thinking small, independent companies/individuals/teams that care and will engage promptly. Feel like I am losing a fair bit of control with current provider and with the level of saturation in the market and political uncertainty, I need a fresh approach! Feel free to message me with recommendations/thoughts. Kind regards Kirsteen
  8. Hi there, I'm looking to get started in property investing in the Glasgow area. I don't have a lot of initial capital (around £10,000) and was wondering how best to start? I know Buy-to-Let mortgages are generally our of reach and am unsure if holiday lets (Airbnb etc) require them or if they can be used with a regular mortgage? Also is Rent-Holiday Let a thing? Cheers,
  9. Hi there, I'm looking to make a start in the world of property investment in the Glasgow area. I was originally looking to find a suitable property/seller for a Lease Option Agreement but have heard its quite tricky to do in Scotland? I don't think a Buy-to-Let is the best place to begin so was thinking of buying solely to holiday let or if possible renting to sub-rent as a holiday let if that's a thing? I'm still a student and have around £10,000 to spend so looking for a small deposit investment. I'm also open to any joint venturing/mentoring to help get me started, I wouldn't necessarily be
  10. Hi All, as the title suggests im Glasgow based and planning to officially start investing in property this year with my main strategy to be founded on Buy-Refurb-Refinance -Let single-let flats to start with, then move into HMO (Student market) and flips. My ultimate ambition is to replace and improve on my current salary with passive rental income and replace my day-to-day with running my own property development business. I'm a Chartered Civil Engineer by trade but I've been around property development since a young age due to my parents interest in it and I've alw
  11. Hi guys I will be needing the services of a company to manage a future property in Glasgow. Does anyone have experience with any of the companies there and who I should contact (and also those I should avoid). Much appreciated! Cheers, Andy
  12. Hi, I am an investor with some properties in Edinburgh. I am not quite in a position to buy another place a the moment, but i like to keep my eye on the market and nothing appears to be coming up in Edinburgh that is in the price range i look to purchase. I am considering making my next purchases in Glasgow. I have had a look on Zoopla and there seems to be some fantastic large properties on the market compared to what i have in Edinburgh for much more competative prices. The trouble is that i have no real idea of what to expect with the market in glasgow. Ideally i lik
  13. Hi guys. While I have an Irish passport and am often in the UK for work, I live mostly in sunny South Africa. I have a couple buy-to-let properties in South Africa already, but very keen to start growing my UK portfolio (Edinburgh and Glasgow to be more specific). I have a UK bank account and I will have the 25% deposit required for the buy-to-let property. My concern is more about getting the mortgage for the remaining 75% without UK payslips, not being on the electoral roll, no national insurance number, etc. I was looking at a few options and would
  14. Hello lovely people! This forum has been such a useful find! I've learnt so much scouring through all the posts and I'm so glad to have found the podcast! My partner and I are intending to visit the North and hope that you guys can recommend any sourcing agents/estate agents in the Northern areas such as Glasgow, Hull, Manchester, Leeds, Sheffield, Liverpool, Birmingham & Crewe as we will be investing remotely. Please feel free to comment or email me at sh.propportunity@gmail.com for a chat! Thank you so much! Cheers SH
  15. Hi All, Newbie from Aberdeen (or based in Aberdeen ). Have been watching “Homes under the Hammer” for over a decade and wondering when I’ll take the leap of faith. My BTL Journey began in December 2017, when I spotted an opportunity to buy a BMV 3 bed flat taken by a developer as a part exchange from my neighbor and discounted by almost £50K based on valuation. 2 bed flats in the area was over £25K higher and 3 beds around £40-50k sold prices so I thought it was too good an opportunity to miss and with a mate of mine we put in an offer for £200k and was accepted. We both p
  16. Hi All, It seems there are a few of us now, but I'm in the Glasgow area, and I'm looking at jumping on the property ladder as an investment/pension. This certainly looks like a great place to start. I'm hoping to find builders in the area who can help me take "run-down" properties into "let-able" income. Won't make April's Meetup, but will certainly be there in May. Looking forward to meeting everyone. Cheers, Martin.
  17. I am looking at my first deal ever. It's a modern "luxury" flat on the 6th floor, nice view, 1 bedroom. Location: Glasgow Harbour Home Report price: 120,000 My (potential) offer: 115,000 I am a little bit worried about the area. It seems "too" residential and a little bit far from "civilization" (corner shops, etc). Maybe similar to Western Harbour, Edinburgh in the sense that these flats were built around the financial crisis of 2008, and the area never picked up in a big way. I think my question is, does the property have a chance for capital appreciation do
  18. Good evening all. I am a new investor, in Glasgow. I have a four bed flat in Hillhead and a five bed which I am in the process of acquiring. I am entering the HMO market, setting up a limited company and intend to grow a portfolio. I was formally a litigation solicitor in the property/landlord and tenant sector. It is fair to say that the Scottish residential letting sector is nervous of the new PRT regime (Private Rented (Tenancies) (Scotland) Act 2016). Short Assured Tenancy agreements are a thing of the past (unless your tenant is already signed up to one,....for now). Th
  19. Hi folks Just bought our 4th property in Glasgow and heading up (from where I live in London) to pick up the keys tonight and check it out I have a decent lettings agent on the other three properties but now this is my only income I am trying to trim costs (and other than the actual agent that I normally deal with I find their systems painful and everyone else useless.) I have 2 London properties that I let out and manage myself - obviously a bit of work getting in tenants, but once in there are just a few maintenance issues every now and again I would love to do this for
  20. Hello everyone, I'm a part-time property investor based in Lanarkshire, Scotland with 7 properties between me and my wife. Looking to get building my portfolio but currently not overly cash-rich (one day hopefully). My portfolio currently ranges from a 1 bed flat to a 4 bed villa. Recently I have had two extensive refurbishment project which have been thoroughly enjoyable (at times stressful) to do. Also have a full time job as an Optometrist, so property is a great change of scenery! Ive just started listening to the podcasts which are great. Go
  21. Hi everyone, I've Been researching property through meet-ups, podcasts and books for about 6 months now in preparation for my first buy to flip/buy to remortgage. The strategy is to use profits from the first flip/remortgage to fund subsequent flips in order to build up enough liquidity to start a BTL portfolio in Glasgow. If your from Glasgow or Scotland hopefully I'll see you at a property meetup! Cheers, James
  22. Hi everyone, I'm a rookie, prospective investor in property and looking for a little advice on my strategy for sourcing good property deals. I've studied a particular area in Glasgow that I feel has great potential and demand. However, I've been finding it difficult to source any BMV properties going through the traditional Right Move/Zoopla routes (been to many viewings, put in many bids over the past 4 months). Therefore I am about to embark on a 'straight to vendor' flyer campaign with the hope of sourcing my first property to refurb and either flip or remortgage, and to package
  23. Does anyone in the Glasgow area know or have any experience with a good solicitor/tax advisor that works with Buy-to-let investors? We're looking for some advice on structuring a limited company correctly so that it fits with our long term goals. They don't need to specialise in the sector, but will preferably have experience working with investors and maybe even invest in property themselves. Hopefully someone can point me in the right direction! Cheers, Luis
  24. Hi, Could anyone provide some insight into what type of mortgage you would need to purchase a property that you plan on letting as a serviced apartment on sites like Airbnb? From the people I've spoken to regarding this, lenders seem to dislike this so many of them don't notify them. Cheers, Luis
  25. I was wondering what BTL mortgage options Limited Companies currently have, specifically in Scotland. I've spoken to a few mortgage advisors over the phone and they say the options are very limited for us up north if we're looking to invest via an SPV Limited Company. Any suggestions or pointers?
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