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Showing results for tags 'late payment'.
Hello everyone, I’m currently looking to buy my first home (around £160,000- £200,000) using either the new 5% deposit mortgage or the equity loan. I currently have £12,000 in a LiSA which can be used in November. Unfortunately, I have a default on my account from January 2016 (for £99 but is settled). I also have 3 late payments. One in 2018 and two in 2019. I have a good credit score with all three agencies and earn £40,000 a year. I have zero balances on all credit cards (including using them and paying them off each month) and I do not use my overdraft. Basi
Hi All, Really got a sweat on today and worrying that I have just blow the biggest opportunity of my life! Brief background. I'm 30 years old and have a small portfolio of 2 rental properties and our own residence, we are in the process of converting one of the properties into 3 flats.... meaning a small portfolio of 4; this has quite literally drained the bank and in the process I have taken my eye off the ball and missed the mortgage payment on the two flats. I have since paid this (2 weeks late after I receive a letter telling me) however the bank have said as it was