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Found 12 results

  1. Hi, I bought a BTL property last year via an SPV and paid £500 + VAT for independent legal advice for the personal guarantee. I'm now on BTL no.2 and would absolutely love to avoid being robbed at daylight this time round! Can anyone suggest and London based solicitors (or national ones offering the service via Skype) that can give advice at a reasonable price? Thanks
  2. Hi there, we’re looking to buy a house but have a very strange complex legal clause in the charges section of the land registry (see photo of document) almost reading as if there is an unknown someone who could pass unknown rights in and come in at anytime and do an unknown something to our house. Our solicitors simply said there’s no more information! Names blacked out but the vendor looks like the original property builders and purchasers look like original buyers. Any insights on what it means, what we should do and the level of risk it poses in buying the house is much appreciated :-)
  3. Hi All! So I hope someone can shed some light on this very new scenario that is being played out before my eyes. I own a leasehold flat and the freehold was recently sold on and we have a new Property Management agency that we are paying service charges and ground rent to. I just received a letter stating that I need permission from them to be subletting the property, and need to register my tenant for a fee of £130 and from what I can see another £65 each time they renew, which is every 6 months and thats even if nothing changes. As well as £130 for each ne
  4. I have an interesting situation. I had a tenant who wanted to be released from their tenancy early, which I agreed to. I put the house on the market with the tenant’s consent and obtained an offer back in March 2018. When it came to exchange, the tenant refused to move out. I issued a S21 on my agent’s advice, but had to re-issue as I learned that the two months notice period must expire an a date after the end of the fixed term tenancy. This delay resulted in the loss of the sale. Due to Brexit and market pressure, it has fallen in value and I can no longer sell. Eventually the S21 notice exp
  5. Quick question if anyone out there happens to know the answer that would be great. If I create a limited company with the sole purpose to use it to trade in btl property (an SPV) I would be able to take £5K per year in dividends tax free from company profits - would I also be able to draw a directors salary from the company (PAYE) - or because it was a SPV would this prohibit me from doing so. Might seem a stupid question but can't find the answer anywhere. Thanks in advance Mike
  6. I have a SPV company buying a house BTL. We have received our mortgage offer and need to get a form signed saying we have received legal advice (from someone other than the conveyancer) that we understand the risks involved in being a guarantor. I have phones several solicitors in my area - Guildford, without success. The one firm that said they would do it wanted to charge £500+ costs! Does anyone know a solicitor in the surrey area that would do this? Is this fee normal? Thanks Mat
  7. I was about to complete on the purchase of a new property but the mortgage lender has now turned round and said they would like to see the ground rent reduced from £350 to £250 pa. and increase the ground rent review from 5 years to 15 years. The developers were a year late in completing the property anyway . The developers have agreed to reduce the ground rent to £250 but it is going to cost me £4000 to get the amendment made on the lease! However the developers are not prepared to budge on the review period and we are locked on this point. The developers are pushing to complete at the end of
  8. Hi guys, I'm looking for recommendations for reliable & professional solicitors who specialise in buy to let mortgages for landlords that are (i) Self employed and (ii) purchasing via an SPV. Finding it tricky finding to find any so far, therefore your recommendations are much needed! Thanks
  9. Hi fellow hubbers. I have a question regarding service charge arrears. I recently purchased a leasehold apartment in a block in May, and have just received a letter from the property management agent with a substantial bill for 'excess service charges' for 2016. Of course we did not own the property yet and our solicitor never told us about any arrears otherwise I would have insisted it was settled before we completed. I have already notified my solicitor of this and am currently awaiting a response. Has anyone else experienced this and what was the result?
  10. Legal advice regarding a problem with our solicitor who we feel could be negligent in handling of case of lease extension and claim to attic space not in lease but used by previous freeholder who claimed ownership. As a result of solicitors advice and actions it has resulted in excessive and unnecessary fees and a poor premium on advice of valuer recommended by the solicitor. There is still the contentious matter of the claim of the loft that has not been resolved with either the previous leaseholder or the new leaseholder and the possibility still of legal action against us that could m
  11. Does anyone in the Glasgow area know or have any experience with a good solicitor/tax advisor that works with Buy-to-let investors? We're looking for some advice on structuring a limited company correctly so that it fits with our long term goals. They don't need to specialise in the sector, but will preferably have experience working with investors and maybe even invest in property themselves. Hopefully someone can point me in the right direction! Cheers, Luis
  12. Hi there, I am about to purchase a leasehold property and the day before exchange the sellers solicitor has advised that a redecoration is due to be done and then they will pay half but we also need to pay half. Is this allowed do I have any recourse? Any advice welcome thanks
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