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Hello, This is about insurance for a leasehold apartment. The freeholder has insurance to cover the building. I'm planning on getting insurance to cover the contents (it is unfurnished but I have provided washing machine, blinds) and to provide landlord's liability insurance. However I'm struggling to get cover for malicious damage by tenants. The combined buildings and contents cover I have for my other property, a freehold house, includes this. The freeholder's policy covers malicious damage by 3rd parties but not by residents. I'm concerned about a situation such as a tenant