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  1. Hi guys, Me and my partner want to invest out first BTL in Crewe area, we are about to make an offer but didn't found suitable mortgage broker and solicitor yet. We have been contacted by some mortgage broker, however their service fees are payable upon application, which we don't really like. We prefer to pay the fees upon completion. Can anyone kindly recommend a mortgage broker and a Solicitor in Crewe area who you know they works good and charge reasonably? Thanks for your help! Anna
  2. Hello, I’m Adam aged 23 from Solihull, Birmingham. I come from a pretty piss poor family. After several years of hard core study, it’s paid off and I now work full time and I enjoy my line of work. The industry I work in doesn’t appear to be affected by anything Brexit. I do not look on replacing this job to become a; full time, hands on, busy bee landlord. Being young and earning £35k+ I ought to be wise and invest for my later years. I do not wish to get any short term gain by topping up my income as this will begin to push me ever closer to the next Tax (40%) bracket. Afte
  3. Hi All, I'm just starting out near Cambridge and am looking to build my team to help me along the way. I'm looking to do some conversions, so will be needing: 1. Planning consultants 2. An architect 3. An innovative mortgage broker 4. A tax advisor / accountant with good property knowledge. We've really struggled to find reliable people when doing our main house, so Any recommendations or notes of those probably best avoided would be very gratefully received! Thanks All, appreciated!
  4. Hello, I would like to start building up my portfolio of rental properties in an SPV format. I am keen to start contacting mortgage advisers to look for the best limited company BTL mortgage rates. Does anyone recommend a good mortgage advisor with experience of helping a newbie get into the market ? Thanks Camilla
  5. Dear Hubbers, I am in need of guidance on specialist mortgages and risk - very grateful if you could take 5 mins to look at my 3x questions below. Situation Reserved an offplan city centre flat (reservation paid, no deposit paid, not exchanged contracts). B2L mortgage declined by three separate high street mortgage providers. Only 1 of 3 valuers actually conducted a survey. Reasons for rejection centred on: Development being 'too investor led; not enough owner-occupiers' Ground rent being greater than 0.1% of sales price, and Undisclosed iss
  6. Hi, I am a newbie investor currently in the goal setting stage of property investing. After attending one of the many weekends that 'a company' tries to give you an outrageously priced upsell I am thankful I have found Property Hub and Property Geek. The information provided by you guys is fantastic. I was gifted Rob D's Property Investment book last week for my birthday which I am steadily ploughing through and I have invested in Rob D's Ultimate Property Investment Toolkit. My first step is finding a good mortgage broker. I am based in Bath so any recommendations for good brokers
  7. Hello everyone - I would love your advice. We are in our mid 50's (right side of 55) and own our £250k home outright. It isn't our forever home but it's a slow flip. We will want to spend £50k but expect the value to go up by £75k+. We have 1 B2L (worth £215k) - with a 45% loan to value mortgage, but limited by the rent. Originally bought for late father to live in. This is in Leicestershire and whilst the returns aren't the best, the market rises steadily. We want to buy several (4 - 6) more B2L and possible flip along the way - growing our portfolio for the next 5 - 8 years, then consol
  8. Hi i want to purchase my first BTL property. I spoke with a mortgage broker and he said i will be best of waiting till i am 21 due to lack of lenders, my income is terrible but i have the deposit and my mother has a house she owns and will go guarantor, her income also isn't great around 14k a year. I am hoping the owning of a house may improve the situation... Will it? (My mothers house is around 240k and the house i am looking at for my first BTL purchase is around 60, i don't know if this makes a difference) Any help? or good mortgage broker suggestions? Thanks a bunch in advance.
  9. I am in the process of taking my first step into property investment. I am considering purchasing a new property to live in and turn the property I currently live in to my first rental. The plan is to do this within the next 12 months. I am looking to build a relationship with a mortgage broker who will assist me in securing a good mortgage deal for my residential purchase and the re-purposing of my current property for the rental market (i.e. remortgaging with a change of use). And if all goes well, my future purchases. As with most ventures I undertake, I would like to
  10. Hello, I would like to know if anyone can recommend a quality mortgage broker in Poole or Bournemouth? I have already posted in the Bournemouth meet-up but no response as yet. No particular speciality required. Many Thanks, Alex
  11. Hello, I would like to know if any Hubbers can recommend a quality mortgage broker in Poole or Bournemouth? I have already posted in the Bournemouth meet-up but no response as yet. Many Thanks, Alex
  12. Hi I have few friends abroad who want to invest in property in the UK. I have opened new LTD COMPANY, there are 4 directors, I am one of them, 3 directors are from aborad. These 3 directors are going to send 30k each, money into my LTD COMPANY ACCOUNT as investment. Now, I want to make sure again that is this is the right path to buy properties in LTD company name. Can someone please advise me that is it possible to get mortgage on LTD COMPANY NAME, is there any hurdle or any rule for foreign investors.? Thanks
  13. Good afternoon, I am wondering if anyone could recommend an independent mortgage broker that specialises in buy-to-let mortgages for Limited companies? I am based in Guildford but would be happy to work with someone around the Surrey or Greater London areas. Thanks for any help and advice in advance. Regards Jacques
  14. Hi All, Not sure if this post is in the right place however..... I am new to the forums and relatively new to the podcast also. My girlfriend and I will be attending our first Cardiff meet next week, looking forward to meeting everyone in the South Wales area! I'm sure we'll be able to get plenty of advice then but we're just trying to get a bit of a head start. A bit of history. I currently own my own apartment and to purchase this apartment I made use of the governments help to buy scheme. However, my girlfriend and I have now decided we are
  15. Hello, Does anyone know a good mortgage broker in Southampton area? I work overseas and have no UK income besides 3 BTL rentals which produce about 20K per year. Thanks!
  16. Hello, Does anyone know a good mortgage broker in Southampton area? I work overseas and have no UK income besides 3 BTL rentals which produce about 20K per year. Thanks!
  17. Hi all. I am looking to buy my first property (exciting times). I have found something I really like. I was wondering if anyone had any mortgage brokers they can recommend me in Hull. Would be great if I can get contact details of someone who is tried and tested. Thanks
  18. Hi, Can anyone recommend a decent Mortgage Broker and Solicitor?
  19. Hi All, Could someone please recommend me a good Mortgage Advisor based down South (I'm in Brighton). I have a few that I have used but would be interested in having a few more options. Thank you in advance! Cheers, James
  20. Hi, Does anybody have any recommendations for each of the above? I will be using a LTD company to purchase properties and own two other limited companies that I am contemplating using the Loan between LTD companies method so would like an accountant that could potentially advise on that. Thanks in advance for any tips Cheers, Rick
  21. Hi, Does anybody have any recommendations for each of the above? I will be using a LTD company to purchase properties and own two other limited companies that I am contemplating using the Loan between LTD companies method so would like an accountant that could potentially advise on that. Thanks in advance for any tips Cheers, Rick
  22. Hi all, As I'm the only one amongst my friends who actually finds mortgages exciting, I get all the property related questions. Thought I'd pass this one on to you clever lot as I have no experience with it! Do any mortgage lenders lend based on your full time salary whilst on maternity leave - 6 months left? Thanks!
  23. Hello All I am about to start my property portfolio. I live in North London. Could you please recommend the following, ideally in Central/North London: > Financial Advisers, ideally with experience dealing with property investors > Mortgage Brokers > Accountants with experience dealing with property investors (Tax Specialist would be great) Many Thanks Becky Brignall
  24. Hello All I am about to start my property portfolio. I live in North London. Could you please recommend the following, ideally in Central/North London: > Financial Advisers, ideally with experience dealing with property investors > Mortgage Brokers Many Thanks Becky Brignall
  25. Merry Christmas and wishing you all a prosperous New Year for 2016 I'm a construction professional living in Sale, Cheshire and currently working in residential Project Management, I have worked in Construction my whole working life and have been in the research phase of my property investment journey for a few months now whilst assembling funds for my first investment property. 2016 is my action year I believe the property market is about to take off and aim to have two properties by the end of the year. As my current job is very demanding I am therefore interested in speaking to property
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