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Hi I have dabbled in property since I bought my first house with my best mate in 2004. I've basically done "live in flips" but I'm at a point now where I'm fed up of living in a building site, my current house has taken me over 2 years and is still far from finished, (too much procrastination). I'm now looking to start a property rental portfolio. I'm currently at the learning stage. Unfortunately due to divorce I'm not at the financial position I would like to be, although saying that, I only have a small amount of 0% debt, and I have my own house with a healthy amount of equity, and a good income. I'd love to connect with someone local to Chichester to have joint mentoring sessions with, someone that we can be accountable to each other and look at things differently to each other, or even a group with similar minded people. Right, time to learn something.😊

Hi my name is Craig, Excited to be a part of this group. I am looking to get into property investment with my two business partners. The aim would be to invest profits from our current business into property and reap the rewards over time (rental income and capital growth). Has anyone got experience or good information regarding investing company profits into either an SPV or Holding company in order to buy properties? It would be great to here if someone has already done this within the group and had success and the tax benefits. Equally if someone thinks that doing it this way rather than using my own savings to invest in property then happy to hear those thoughts. Many thanks in advance

Hi! I'm a new investor. I've finally managed to get a deposit together and looking at buying something around the £150k mark. Our goals are as a long term investment so capital growth is at least as important as rental income. We live in the South East so if we stay local our only option at that price would be a small flat or apartment or maisonette. Most advice I've gotten suggests investing somewhere within a 45min drive so that leaves us a few options- Chelmsford, Witham or maybe Colchester. The problem I have is that my eye keeps getting drawn up north, specifically to Manchester as I have a good friend there who has offered to view some properties on my behalf. The yields and potential for growth seem pretty exciting around Manchester but I've never set foot there so I'm not sure it's for me. It also appears that there are a lot of properties for rent up there at the moment so I'm worried finding a Tennant quickly might be an issue. As such I'm basically dividing my research time in 2 between two different areas. Should I just pick one and go for it? Any tips or advice gratefully received! Thanks Hermann

Hi everyone, My name's Ben, and I'm a website designer based in Bournemouth, looking to make my first strides into property. So far I've been along to Property Hub Meetups, and absorbed lots of books, podcasts, videos, you name it! But I want to go up a gear and increase tangible action, which is part of the reason I'm here. I've been advised to start off simple, and so am looking initially at buying small flats for single let. However, I'm really interested in serviced accommodation as a longer-term strategy. Great to be here, and feel free to ask questions if you're so inclined! Cheers, Ben

Hello Property Hub! Firstly I have to say I’m blown away with all of the content and knowledge sharing on here. I stumbled across Property Hub a couple of a weeks ago and my world and plans have completely changed. With that said I’m new to property and I’m looking to build a network in order to start investing over the next 6 months. I’m currently based on the south coast, channel island and London and I plan to invest up north. Liverpool - Manchester - Sheffield etc. but I’m very much an open book and not set on any particular location. My initial thoughts are BTL but again nothing set in stone! Ultimately I would like to make this my full time job and leave my current career. Really looking forward to connecting with anyone that is either in a similar position or could help me establish myself up north/has exciting ideas. I’m super motivated and excited to see where this journey takes me! As I reach any milestones/setback I plan on sharing my journey. Charlie

Hi there! I'm Davide from London, I've started my property journey 6 months ago by watching Webinars, reading books and networking with people. I now have just put my first rental property under contract , the property generates a cash on cash ROI of 13% and it's in Portsmouth. I can offer help with finding good deals and analysing properties, also can recommend a great mortgage broker. What I'm looking for: - Great deals in the Midlands and South England - Investment partners for collaboration on projects - Contractors recommendations for a fixer-upper project (BRRR) It's great to be part of this community and very nice to meet you all. Davide

Hi Everyone, My names Jay, I'm a long time listener and subscriber but first time posting on the Forum. I've been saving/investing hard to try and get some cash together to invest in property. At the moment I'm quite attracted to Leeds and Liverpool. I'm looking for a long term investment... with a view to subsidising my retirement (I'm in my 30s , and worried that I'm probably too late). I'm fairly hands on, unlike most accountants I love DIY. So not afraid of getting my hands dirty. My concerns are having a property that is so far away. I have a handful of clients with property portfolios so have a good understanding of finance side. Just wanted to say hello, hopefully I'll be along to the next property hub meet up. If anyone's looking to purchase property in Solihull/ South Birmingham, I'd be happy to lend whatever knowledge I have. Kind Regards, JP

Hi, I always thought the term Skin in the Game meant, that it was about gaining experience by pushing boundaries of your knowledge and competence. Especially when my Executive Director used it in our conversation to give me advice about my career. So when i joined the Property Hub, i thought I'm going to say "Hello" once i have finally bought a BTL / Buy to Sell. So i can say i have now some skin the game. Wooooohooo......until i googled it 5 minutes ago and found out it was a term coined by Warren Buffet, how investors use their own money to invest in the company they are running. oh well. It is sort of what i/we are doing...right? Anyway my name is Zub. First time investor. Advocate/listener to the podcast since since dec 2015. Influenced by "Rich Dad, Poor Dad". Living and working in London. Investing in the North West. My Motivation: To create a second income which will eventually overtake my current income. Thereafter i will semi-retire (after 10-15) and stay in my gown and annoy my wife/children about the small details of life. I have finally bought my first property in Manchester, and do believe experience is always best to learn from. Even bad ones. In this case (3 from each): Good Experience/Lessons - Using the fundamentals (sticking to a Checklist) - Helped me buy right - Confirmed by prospective letters (irrespective of wether the area looks amazing or not) Try and stick to the BMV as much as possible - It does pay dividends (in this case, it has) Using a good solicitor (although costly) can really ease some of the pressure especially as the legal wording can catch you out Some bad experiences/lessons- Don't be too emotional or excited, otherwise you will miss things (Like Double glazing required in the property) recommended in the energy efficiency notes Chasing is required! I needed to chase the estate agent/solicitor every couple of weeks to keep the ball rolling Verify something twice, even thrice. The Surveyor recommended some damp resolution is required. Subsequent quotation given by DPC company referred by estate agents listed a whole host of works. Independent contractor, confirmed no form of penetrative/rising damp, especially on the 1st floor!!!! Saving me £1200 So this my experience so far? i will provide a more detailed list to benefit the forum for others next time. Cheers Zub

Hello Everyone, Im very new to the property investment game and i have so many questions, i dont know where to start. So i will keep this intro as simple as i can. (i do have the tendency to waffle tho, so apologies if i do!) I have done a lot of research, read a book (guide to property investment by robert dix) and forums, I have a start and end goal in place (im following robs business plan guide too) I am currently looking to remortgage my own home to fund my first property investment (end of November) Im now starting to learn about the property cycle SO MUCH TO LEARN!!!!! and thats my point....i feel like im swimming in so much property jargon that i can not focus my sights on an actual practical strategy to start with. I could really do with some advice. Some key but vague details that may be useful I will probably end up with about £30k to invest with and have very little income to save (currently £50 a month) I live in ipswich and do not mind where i invest as long as the numbers work! i have little time to commit , probably a couple of hours a night and a little more at weekends My wife and I will be the names on the deeds! im good a spreadsheet, and DIY My wife is good at organising the paperwork (and me!!!) I have no idea if this is enough info to work on...so i will leave it there and if i am blessed with a reply i will dutifully reply with puppy eyed eagerness!

Hi everyone, All the introductions for everyone are great, its a bit like Blind Date! "Hello contestant number 1, whats your name and where you come from?" "Hi Cilla, name names Andy and I'm from Stoke-on Trent!" *cue audience cheers and whoops!* Well here's our Graham with a quick reminder…... I've lived in Stoke-on-Trent for about 6 years and we have one rental property which is a previous house we lived in. I'm currently embarking on a renovation project for what will be our new home. It's basically everything you wouldn't want from a rental and definitely wouldn't tick many of Rob B's "50 question stress test" or satisfy Rob D's internet connection speed (a lowly 6Mbps) It is a rural Victorian house which needs a full rip out and new everything. Very much a "grand design" which is a tick on my bucket list. We have however bought BMV in a very good area and will certainly add a lot of value which will be used to push on with our property portfolio. Outside property I work as a Live Sound Engineer with various UK bands and am very fortunate that the work takes me all over the World, which is another of my passions, travel. Property for me is an exit strategy from this job although at the moment I very much love my work so I am not quite ready for a full time move into property, my goal is to be in 5 years. I'm currently on a sabbatical to be a stay-at-home Dad whilst my wife works, she also works in the entertainment industry and work requires her to travel. Being at home all the time also allows me to be on site for our renovation and manage it. Spending a year looking after our daughter has been incredibly rewarding from a personal point of view but has also probably been the most productive year I've had. It's allowed me to take a step back and look at our future, set goals and explore other income ideas. I have to say I do owe a lot of it to Rob & Rob, as from discovering their podcast, I took on their suggestions and found other podcasts and further reading to drive and inspire me, so thanks guys. Looking forward to taking part in the forum and getting some help and advice as well as hopefully being able to offer some. I imagine knocking this house back to the bricks will throw up some interesting problems so I'll keep you all informed of my mental deteriation over the coming months. We will be looking to invest in the Stoke-on-Trent area at the end of this year and our portfolio will be concentrated in this area for now. It seems to offer a lot of value at the moment as the City centre of Hanley is being regenerated from the collapse of The Potteries. Nice to meet you all. Andy

Hello all, I am keen to get started in property investment. Making use of online resources and books, I have been educating myself over the last few months and aim to make my first investment in the New Year - a special thanks goes out to the two Robs for the wealth of information and inspiration on this site and elsewhere! My goals are to provide for my young family and build up enough passive income from property to sustain a modest/comfortable lifestyle and to have the option of working part time (I am a history academic). I grew up in Lewisham and live in West Norwood, and ideally would like to invest in south/south-east Greater London. However, my preliminary research (Lewisham, Catford etc) has shown that the margins here are very tight. Where is the new frontier when it comes to South London/Kent? Is Croydon a good bet or has that ship already sailed, too? I have also been discussing investing in the North, but while the yields are better I am not yet convinced that property prices will rise sufficiently over the coming years to make this a sound long term investment. Property investment for the uninitiated is a daunting prospect, but I am slowly growing in knowledge and confidence. I welcome further input from the forum. Thanks, Tom

Good evening all! I'm extremely new to the site as well as the investment property scene. I'm still young (or so I try to convince myself!) and inexperienced however have always expressed an interest with Property. I came across the book (100 property investment tips) which has further grown my interest and aspiration to own investment property. Is anyone aware of any groups / meetings which could provide an inexperienced new investor with guidance and oversight within the Reading / Berkshire Area? Thanks