Jump to content

Search the Community

Showing results for tags 'newbie'.

  • Search By Tags

    Type tags separated by commas.
  • Search By Author

Content Type


Forums

  • Property Hub
    • Announcements
    • Property news
    • Introduce yourself
    • General property discussion
    • I need advice!
    • Progress journals
    • Property Podcast discussion
    • Property Hub University
    • Off-topic chit-chat
  • The Property Hub Summit

Calendars

There are no results to display.


Find results in...

Find results that contain...


Date Created

  • Start

    End


Last Updated

  • Start

    End


Filter by number of...

Joined

  • Start

    End


Group


Website URL


Skype


Location


Areas I invest in


About me


Property investment interests


My skills


My goals


Interests outside property

  1. Hello All, About Me: I am a 30 year old looking at getting into BTL for long term growth, have read plenty of material, books, podcasts etc. Being a home owner myself, we bought below market value and have done a refurbishment and added equity to our primary residence although this isn't the particular route i want to go down I learned a lot in the process. I am an Engineer within the Merchant Navy industry and work 3 months on/off so have plenty of time to spend on building my strategy and portfolio. Main reason for post, was supposed to be at the Southampton
  2. Hi all, I get my 1st BTL on tue (but no tenants as of yet obvs but hoping to get a letting agency onboard FM) but I keep being rejected by the insurance companies for LANDLORD INSURANCE!! Is this because the house won’t have any tenants/tenancy agreement in place for about a month (hopefully)?? Everything else has been plain sailing. Very frustrating, wanted to get all legal stuff sorted beforehand or am I being to ambitious? cheers Diane
  3. Hi all, I get my 1st BTL on tues and have spent ages checking out various companies for quotes, is there a company that does them all for a decent price? Buildings & Contents Landlord’s Ins Emergency Cover Public Liability Appreciate any feedback ✅
  4. Hi Property Hubbers, Before I begin, I would like to thank the Property Hub team for all the amazing content they produce. So a little about me.... I've worked in the telecom industry for over 9 years after starting out as an apprentice. I embarked on the pointless journey of working my way up through the ranks, and finished in a comfortable senior management role (Cyber Security) before cutting it short. A year and a half ago, I stumbled across the book Rich Dad Poor Dad by Robert Kiyosaki. This book made me question alot with the current system and the beliefs that I also held in
  5. Hi, when you’re filling out insurance forms it requires ‘building cost’ but is it not the value you paid for the house? I have no idea how much it would cost to rebuild!! Diane
  6. Hi all, I should be getting the keys my 1st BTL next month and I’m super excited but I’m toying over wether to furnish/part furnish/unfurnish the property. It’s a beautiful Yorkshire stone 2 bed terraced (hardly needs any work) in a lovely area, also the vendor is gratefully leaving the settee, range cooker plus wardrobes. My dilemma is do I leave it as is? Spend more ie washing machine (for which I’d be liable for) beds, tv etc! Id be very grateful for all advice Diane
  7. I have been researching and looking for my first buy to let property and have focused on Nottingham! I have seen a couple of ex-council properties and have been advised by local lettings agents that they would rent out well to families, which is exactly what I am looking for! In terms of numbers, they work well too! The only concern I have is simply just the fact that they are ex council. I know that in terms of renting this isn’t so much of a problem these days, but I am looking for a mix of yield and capital growth- I do not rely on the income, but as it is my first some good cas
  8. Hi My name is Marie and I am new to investing and buying property. It is actually a scary thing but wanting and willing to take the jump. I feel quite old as I am seeing lots of really young people starting their journey. I have never owned a property and neither has my partner so everything is new. We have a broker that we have found and a solicitor that seems really good and my husband is an accountant, so I think we are set. We have some areas (further north) that we are looking at but we are unfamiliar with them as we are both Londoners. So any advice about areas to stay clear off wou
  9. Hello all! I am looking to start a property investment journey. I haven't bought any properties yet, and am busy learning about the strategies and practicalities still. At the moment I am leaning towards professional let's, managed by an agent. I would like to keep my investments in the UK but other than that I will be taking professional advice, and will likely use a property sourcer for the majority of my searching. My goal to build my portfolio to the point it can support myself and my family. I'm pretty ambitious, so I will try to invest as much as I can as fast as I can, th
  10. Hello, Thank you for reading myself and wife's joint BTL journey. The vast knowledge and resource that is available here is amazing. I purchased "The complete Guide To Property Investment" by Rob Dix. Which has led me here! Unfortunately I discovered this information in September 2020, few years after starting our BTL adventure. Our Journey started in 2018 where we purchased our first BTL in Coventry. Why Coventry? Well, Coventry is home is Cov university which is known for there engineering education and also home to Jaguar Land Rover engineering centres. Coventry is also exper
  11. Good evening all, I am Grant Jones, I am 30 years old and live in the south east of Essex. I have a wife and a baby daughter and these are the reasons I am here. To help look after their futures. My wife and I have a good sum of equity in our own property and we have some extremely close friends who have an established property business seeing properties around Manchester (mainly areas such as Salford and Eccles). I am planning on reading and educating myself as much as possible before I dive into this venture and have a 12 month target to own and let a second prop
  12. Hi, I'm Charlie from Bury in North Manchester. I'm a complete novice in the property game. Working very busily through life and realise pensions just won't cover my retirement plans. Have been talking about going into property for several years particularly following a redundancy back in 2015 however I found myself back in a full time demanding role. Looking to initially flip to raise some capital and also build a rental portfolio for the longer term. Areas of interest are local - so North Manchester towns including Bury, Ramsbottom, Tottington, Heywood, Norden,
  13. Hi this is my first post , I am 23 years old and hoping to purchase my first property in the next 2 years however my question in the world of property investing is that as i am a first time buyer i have been contemplating buying a property with a residential mortgage and the 6/12 months later moving location and then notifying the bank and obtain different job elsewhere and putting the property on rent and moving back in with family. Has anyone else done this ? And if so how have you faired ? And what are peoples thoughts of this?
  14. Hi everyone! Just to introduce myself I am 26 and work full time with a busy job in the NHS! I bought my home almost one year ago and am now looking to buy my first buy to let and really hope that this will be the start of a portfolio. My main focus is capital growth - a good yield would be great, but I am happy to compromise on this. I am focusing on Nottingham as it is near to where I live so I think that this would be a great starting point. At the moment I am looking at houses only because I understand them more- as I build on my portfolio I would be keen to look at flats at a l
  15. Hi, just joined the forum! Been listening to the podcast for a year or so! Accidental landlord of one flat In Essex. Just got £30k of cash out of the existing property and considering low maintenance flat in Liverpool (or Sheffield or Leeds). Heading up north later this week to have first look at areas in city centre armed with Rightmove and Zoopla. Would be good to chat to some agents I guess but I am on step 1 of this so nowhere near ready to commit. Obvs loads of agents in liverpool, haven’t a clue if they are good bad or indifferent. Any advice/ recommendations welcome... looking at circa
  16. I’m a newbie here and have had one B2L for a few years under personal tax. I’m now moving it to a limited company and looking at mortgages. The B2L is worth £299k with a mortgage of £176k. I earn £51k pa. My IFA states the best limited company repayment mortgage rate is 3.19% for 2yrs or 3.64% for 5yrs. I’m not sure if this is high? Any help or advice would be appreciate.
  17. Hey PH! After being made redundant in the current covid climate, I've taken the opportunity to learn everything I possibly can do about property investment. As things are progressing, I've started to pull thoughts together and I did want to come to the forum after I had a plan set in stone, however I'd like to build up the network base simultaneously with my education. With a career background in project management in marketing/advertising, I'm very comfortable when it comes to managing projects/portfolios; so I figured that stepping into property would be a smart choice for fu
  18. A little bit about me guys .... Hi I’m matlinda, recently joined the property Hub I’m absolutely loving it I would love if you guys could tell me about yourself journeys! I would love to hear how everyone started and what they have learned so far words of wisdom to myself as a newbie! I'm currently studying a degree in music managment and business final year in September hopefully! Although , I have grown the love for properties and being a creative I love thinking outside the box! If you want to add me on Facebook - Matlinda Livani cant wait to hear from some of you!
  19. Hi all, Hoping I can get a little help here on my first post. As I don’t have a great deal of capital for my first investment I am looking to do a BRR on a flat locally first. In people’s experience have you been able to add enough value for the refinancing? I am looking at £100k purchase price, £7-10k refurb (Bathroom, Kitchen, Carpets & Redecoration throughout). Aiming for a £130k valuation (running the numbers of a worst case scenario at £115-120k). Recently sold comparables at £127-132k and a couple of outliers at £145k. Obviously these are sold prices though not a surve
  20. Hi, I'm actually currently at university and was thinking about starting by going into real estate, once I finish my degree. However, I believe it will take me a while to have the necessary funds to be able to invest in a property worth around £80000. The goal setting videos say that lack of funds is an excuse, so I was interested to know what ideas people have for my situation or even share their own initial experiences in real estate. Thanks!
  21. Hello Hubbers Being a freshman in the business of property investment (3 weeks in) I could certainly do with some guidance. I've been busy reading, listening, watching and planning all I can to learning as much as possible and will continue to do so but it would be nice to speak to someone whose been there done that and bounce some ideas off. Any suggestions would be greatly appreciated. Thanks Regards Chris
  22. Hello Hubbers, This is week three in my journey into property investment, I have always had an interest in property but that was more towards finding a perfect forever home. After doing some digging and thankfully coming across Rob & Rob's podcast and subsequently The Property Hub it has really lit the proverbial fire into what will become a successful venture in the future. I currently reside in Herefordshire, as the title suggests, with my family so that is ideally where I would like to start my investment portfolio and eventually search further a field after getting my feet w
  23. Hi All My name is David Charles and I've lived in Lincolnshire all my life, 53 years. I had my own Computer Shop in Grantham for 26 years and sold it a few years ago. I now raise money for a couple of local charites and due to Lockdown I haven't been able to do this. This left me to find something to occupy my time with. A week ago I came across and "SALES" video investing on Property. Any way, a week later, two of Rob's books later, I can now say I'm a proud member of the Property Hub. I am just starting off my journey but I want to ask if anyone can help with a quick question?
  24. Hi everyone I am starting out in property investment very soon, although, in my early 50s, older than most beginning this. While I will have a decent cash pot to begin with, I'm not sure how much salaried work I have left - perhaps 3 years, perhaps less (I am a freelancer currently). Any specific advice for someone with limited (outside property) earning potential left? I will probably do BTLs over the next few years - as many as I can, but I know these don't bring in too much in net earnings per month, especially if you are not working. I will put a decent sum aside at the outset t
  25. Hi all, i've just joined Property Hub. It's nice to be in a place where i can get my property geek on and not be worried about boring people silly! ha looking forward chat cheers G
×
×
  • Create New...