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Found 2 results

  1. Dear Hubbers, I am in need of guidance on specialist mortgages and risk - very grateful if you could take 5 mins to look at my 3x questions below. Situation Reserved an offplan city centre flat (reservation paid, no deposit paid, not exchanged contracts). B2L mortgage declined by three separate high street mortgage providers. Only 1 of 3 valuers actually conducted a survey. Reasons for rejection centred on: Development being 'too investor led; not enough owner-occupiers' Ground rent being greater than 0.1% of sales price, and Undisclosed iss
  2. Hi - I have recently secured a plot in Manchester through RMP properties. However, our broker through the developer of the development has been having issues with obtaining mortgage offer from three lenders now due to different issues the surveyors raised regarding the development. Not all make sense but not much we can do as the issues are not to do with us and more based on surveyor's point of view of the development itself. in your opinion, is it worth trying with a fourth lender or do you think with three failed attempts, alarm bells should really be ringing and should just pul
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