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Happy new year, I hope you’re well. I have a hypothetical scenario based question and was wondering if you could help. Scenario: · I own a flat (~£550K – £600K) and my girlfriend owns a flat (~£325K. Both are mortgaged. She has now moved in with me and currently renting her flat out. · We have seen a property we would like to purchase together. We envisage funding the prospective purchase through equity release from the flat I own, the sale of her flat, the rest being made up of a mortgage and cash. · The intention is to keep the flat I own and roll it into a buy to let mortgage. Questions arising: · Does anyone have experience in holding a property via a company? Would it be more economical for us hold the flat we keep via a company in which we are both directors? Would this help avoid second home stamp? · Regarding the mortgage on my girlfriends flat which we intend to sell: What options exist to getting out of the mortgage, aside from porting it? Grateful if anyone on here can help here / point me in the direction of a resource which will help?