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Found 5 results

  1. Dear all, I have been looking for hours for an answer on-line and it appears that the question I have has not as yet been discussed elsewhere. Question: Is it possible to setup a LTD company for the purpose of renting my own house to it (4/5 bedrooms), to let the LTD (that I own) sublet it and I rent one of the rooms in order to keep it as my primary residence? I think this would allow me to take some expenses from the income that are therefore jot taxable. If I was just to sublet to two other people more of the income would come to my Gross
  2. I am looking to work out a strategy of buying a house that can let out and be lived in by ourselves. I am not sure if we meet the criteria though! The house will be bought using our Lifetime ISA I am looking therefore at a residential mortgage and declaring it as our primary place of residence. However as part of my wifes employment we are given free accomodation on the school campus. We will live here during term time. Non term time (weekends and holidays amounts to approximately 197 days a year. Any advice on how to achieve this and what restrictions I face from both HMRC
  3. Hi Hubbers, Apologies if this has been asked and answered before (I could find anything in the search option). A potential flip has just come on the market directly opposite my main residence that I own jointly with my partner (we aren't married). >>I'm thinking I could move in across the street whilst the refurb is being undertaken, and make this my primary residence (with my partner continuing to live in our existing house) I'm guessing this would mean that I would: Get CGT relief as the flip is my main residence. Avoid the 3% surcharge on purchase of t
  4. Hi Everyone, This is my first post after listening to the podcast for a few years, and unsurprisingly it relates to SDLT. Myself and my wife use to own a London flat (main residence) before we were married, which we sold back in 2016. Since then we've been in rented accommodation. We're now looking into starting our property adventure but would like some advice on the following. Given we sold a primary residence and have not completed the purchase of a replacement main residence before the 26th November 2018, it looks to us we will need to pay the additional 3% SDLT if we buy an
  5. Hi all, Does anyone have experience of leveraging a second charge on their own residential home, with the view of releasing equity to invest, and also remain living in that property? Thanks.
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