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Showing results for tags 'property investment'.
Found 16 results
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Hi all, Just helping to enquire on behalf of a friend of mine here in Hong Kong. They are in a position where they hold a flat containing subdivided rooms and have a mortgage on the property. These flats have been refurbished to an exceptionally high standard last year and they are now considering their options in terms of extracting the equity. Just wondering whether there is the option to remortgage the property without raising too much suspicion and whether anyone can assist with this. From what I understand, the property strictly speaking is not fully compliant to local regulations, but has been refurbished according to the general trend in the area in terms of having an "HMO style" property. The reason why the large majority of these types of apartment are not done according to the local regulations is because of the vast costs associated with it, thus making the option unfeasible for the majority of investors. If they were to consider remortgaging the property to extract the equity, this would require a valuation to be completed as part of the process. In turn, they would have to invite a representative to carry out the valuation. Could this indirectly initiate legal action against the owner? Just wanted to be aware of any repercussions. Thank you in advance for any advice. -
Hi everyone, Can anyone recommend a property sourcer who covers Birmingham or NOttingham or Cardiff or Derby region? Currently those regions are under my interest. Thanks. Dawei -
Hi everyone, I have been buy to let market using mortgage for a few years. Now I have some savings and am able to look at other options. I am not sure other options, e.g. cash buy, corwdfunding, are better than my current way. I would like to know your opinions and if there are other better ways than what i know. 1. My current way - apply 80% LTV mortgage buy to let, either 2 or 5 years, rent the property out to provide me monthly income. If the property price increased, i would sell it for some capital gain income or i can keep it for even longer term hoping it will increase more. 2. Cash buy - if the property is £150k market value, sometimes cash buyer could negotiate a good price as the seller urgently need cash. The property could be purchased as £120k or lower. It means after cash buy, i can refinace/remortgage it to recycle the cash. There are some addtional payment, e.g. stamp duty, socilitor fees, etc, but not much. The cash is in theory constantly recycled. 3. Crowdfunding - recently I heard this term and it can provide fixed return of 8-12% in 6-18months, depending on projects. One example, www.sourced.co, they only provide property investment project. Have anyone used them before? It sounds low risk and reasonble return. However, I know that it can't be true and any investment has risks. Anyone has used such method and would like to share your opinions? Note: There are some pros and cons using ltd company, however, this is not part of the question. The above 3 ways can apply to both personal and ltd company. I would like to know your opinions on which way produces higher return (obviously higher risk i assume) and if there are other ways. It could end up with similar return and similar risks. Thanks everyone in advance. Dawei
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Hi My name's Rohail and I'm from Accrington, Lancashire. I'm currently residing in Melbourne, Australia. I want to get into property investment and have been trying to learn as much as possible through online resources. I'm a qualified solicitor so I have a good understanding of the legals and personal finances. I plan to make a move back to the UK before Christmas this year and buy my first property by July 2020. I hope to have £20,000 by then. I'm not sure what my strategy should be or where I should invest. I think I'd like to pursue a BTS strategy but I don't know anything about refurbishment! I'm not much of a handyman. I'd appreciate any advice you guys can give to me and, ideally, I hope to meet somebody who can act as my mentor. Look forward to speaking soon!
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Hi all, I am new here. I want to start property investment up north. I am from London and looking to invest in BTL property with leverage Strategy every 2/3 years. I have created an SPV Limited company. I need help with good areas eg Manchester liverpool but also need help with finding properties which which don’t require much work and be able to give to management agents to rent to professionals straight away as I don’t have time because i am working full time. I have an initial deposit of £25k and looking around £80-£100K budget with good rental yield and also good capital growth so that I use that for Leverage of next property. Any help, advice, genuine contacts would be appreciated. i was looking at new builds in Liverpool and Preston but seem to good to be true and little risky. thanks Josh -
Hello, I hope this message finds you all well. I am so happy I found Property Hub. I am Reading based, and very interested in doing R2R as a means to gain experience in property as well as cash flow, with the intent to one day purchase. I have been researching extensively, set up a company, currently sorting out contracts with a solicitor and I have contacted Reading Borough council to try to understand more about HMO's as I want to be fully legitimate are compliant. I am open to all suggestions, feedback and networking! Thank you! RainhaCA
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Who wants to join me on a property course (booking includes bring a guest so im looking to split cost!) in Cambridge 28-30 July? I'm about to book a 3 day UK Property Investment course through Legacy. Despite reading on here about most of these course providers trying to push you into further courses; I still think it would be a good starting point for me (a novice) to gain some extra knowledge and be motivated enough to finally take the plunge on something I have been contemplating for far too long, which is investing in property... Going to the free seminar I have already realised that although the presenters are a bit pushy; the actual information provided is very useful and educational. It's rather expensive though at £997, although according to the schedule it is a full packed 9-7 each day and you do get to bring a guest included in the price. I would really like to do it, and just wondered if there is anyone on here interested in being my 'guest' and splitting the training cost? It is this coming weekend though so you've got to be able to be in Cambridge Friday-Sunday. Hope to hear from some of you soon. -
Who wants to join me on a property course (booking includes bring a guest so im looking to split cost!) in Cambridge 28-30 July? I'm about to book a 3 day UK Property Investment course through Legacy. Despite reading on here about most of these course providers trying to push you into further courses; I still think it would be a good starting point for me (a novice) to gain some extra knowledge and be motivated enough to finally take the plunge on something I have been contemplating for far too long, which is investing in property... Going to the free seminar I have already realised that although the presenters are a bit pushy; the actual information provided is very useful and educational. It's rather expensive though at £997, although according to the schedule it is a full packed 9-7 each day and you do get to bring a guest included in the price. I would really like to do it, and just wondered if there is anyone on here interested in being my 'guest' and splitting the training cost? It is this coming weekend though so you've got to be able to be in Cambridge Friday-Sunday. Hope to hear from some of you soon.
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Hi everyone, Do you own a HMO (both licensed and unlicensed) in South London? Do you self-manage? Are there times you struggle to find and deal with tenants? Do you have enough time to organise and manage minor maintenance, tenant admin, referencing, ASTs, deposit registration? We specialise in providing a high end, professional hands free full management service specifically for HMOs in South London. As HMO landlords ourselves, we have the knowledge and experience to know what it takes to successfully manage a HMO and through our complimentary consultation we help you to maximise every aspect of your HMO. We have corporate and professional tenants waiting and match the right people to the right property. A happy home = Minimal voids and problems. Our aim is to ensure we help you maintain a high income producing HMO property. We only cover select areas of South London, so if you’re interested in our professional hands free full management service and would like to see if your property/ properties fall into our criteria area then contact us direct on…. Phone: 0208 242 1702 Email: info@prominence-group.co.uk Kind Regards George J Regan Prominence Group
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Hi everyone, my name is Frazer. I am looking to Joint venture with Investors on HMO's in Taunton, Somerset. F
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Hello everyone, I'm Matt a 23-year-old based near Norwich seeking financial independence by 40 (no need for the 9-5 gig). My current strategy has been through investing stocks and shares in the form of an ISA. At the moment I am saving around 70% of my net income and stuffing it into stocks. I invest in selected stocks that I am very familiar with. I try to limit my portfolio to around 10 companies, which I use and can keep monitor their news and developments closely. So far I have had some good success and I think continuing to grow my stocks & shares ISA is good idea. Eventually I intend to reallocate the majority of my shares into very large dividend paying companies. Thanks to the tax shield of the ISA I would be able to receive a great tax free income. I am keen to investigate property investment due to the power of leverage. My aim would be to acquire small properties in an up and coming area on a interest only 75% loan to value mortgage for BTL. My target group would be young professionals like myself and I would hope to achieve a yield of around 8-10%, but with good growth prospects in the future. At the moment my main concern is that house prices seem to be growing much slower than in recent history. Looking at the graphs on Rightmove and other sites the period of 1990-2001 seemed to be the perfect time to take advantage of leverage to invest in property! To me it does not look like we'll be seeing doubling prices every 7 or so years into the future, particularly with wages remaining very stagnant. What is everyone planning to do if in 30 years’ house prices only go up 2-3 times and there are huge mortgage payments due on multiple properties? Sorry if this is a noob question, although I have been listening to the property podcast for a long time I am quite new to the whole property investment thing! Look forward to speaking to you all! Matt -
Hi all, I'm Charles from Essex. I have been listening to Rob & Rob for over a year now and had the opportunity to meet them in one of the meet ups. I've been blessed with the wealth of information they share every week. Thank you. I guess, like all newbies here, I'm very motivated to start investing in properties, but how? My wife and I have two properties between us but looking to start investing in properties as a business. I am thinking I can do this full time in the next five years but need some advice. I know I need capital to start but are there other fundamental skills I can build up to prepare myself? Any advice will help. Cheers guys
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Are you being taxed heavily on the money that you withdraw from the company and invest in property? You may wish to claim entrepreneurs’ relief on your trading business activities and therefore do not wish to jeopardise this by investing in residential properties that you plan to keep long-term and rent out. As such you could have two limited companies: - One for trade business activities - One for investment activities Learn more in this article - http://www.optimiseaccountants.co.uk/loans-between-ltd-companies-for-property-investment/#.VxS4DmA4RUE -
Are you being taxed heavily on the money that you withdraw from the company and invest in property? The problem I see with many property investors who own limited companies is that they do not take into account the amount of tax they pay by taking wages or dividends from the company. If you are a higher rate taxpayer then you will pay an additional 22.5% tax on the money you take out of the company as dividends. Learn how you can structure two limited companies for trading and investment here - http://www.optimiseaccountants.co.uk/loans-between-ltd-companies
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Hi Everyone, Relatively new to the investment field, however have been working in property for close to ten years in the serviced apartment and property finding field for corporate clientele relocating employees to the UK. Hoping to knowledge share with the skills I have developed in these areas and vice versa in the investment field. One query I have is: I have been approached by a serviced apartment company in London who has a particular interest in Manchester for a mix of 20 plus, 1 - 2 bedroom properties within the same development. Their wish is to take this on a ten year lease at a slightly reduced rent. From an investment perspective, is this feasible and something a developer may be interested in? I would be interested to hear your thoughts from an investment perspective. Kind regards Andrew Andrew White Director andrew.white@dmrelocation.com | www.dreammoverelocation.com Tel: + 44 (0) 161 282 5558 Mob: +44 (0) 7513 282 421 Twitter: @DreamMove Facebook: Dream MoveRelocation YouTube: http://bit.ly/15xJm0t (Property examples)
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Hi, I've been researching different property auction websites based in Europe for some time, but it seems to be real hard to define the right criteria for ranking them. They all look pretty much the same to me and it's hard to determine whether and why one is any better than another.. I'd appreciate if you could share your experience and suggest adequate criteria for estimating the services and expertise offered by different international property brokers. Thanks.
