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  1. Hi all, My name is Fergal and I'm new to the forum so thought I would introduce myself. I have been working in the construction industry for the past 14 years in various different roles within architectural practices, main contractors and developers, working mainly in London and Ireland. I'm currently based in Belfast where I recently purchased a property for myself and have also been looking for investment opportunities in the area, but have an interest in other areas throughout the UK and Ireland. I'm looking to improve my knowledge and experience and gather a few contacts along th
  2. Hi all, I have an arrangement with a family member whereby the property was purchased by my sister and essentially "verbally gifted" to me to help me onto the property ladder. We are currently in talks of several scenarios in order to extract the equity/cash from the property in order to help me to build my portfolio. One potential case would be to sell the property and cash in on the current value; apart from the initial capital gains tax, are there any other law/tax penalties we should aware about if she was to transfer a lump sum to me following the sale of the property to
  3. Hi everyone, hope you're all well. Seeing as though the lockdown has started to ease and more viewings, surveys are starting to pick up pace I thought I'd post a few links to the former mill conversion properties that will be coming onto the market over the coming years. These apartments will help change the face of Stockport as a place to live and work, there has already been massive investment in the last couple of years with new infrastructure, leisure and living space and with lots more planned this is great place to look at for your long term investment plans https://www
  4. Hello I'm Ash and I am currently serving in the Royal Air Force. I also have a geeky hobby of building websites and managing my own which I am hoping as time goes on will become my full time job and investing in property. Since a young age I was told investing in property is the way to go. Pensions are getting smaller, we are working longer and harder for our money. This may be a boring introduction as I have no properties to my name, however I am here to soak up as much information as possible so I am fully prepared for when the time comes. Ple
  5. Hi, I currently work through my LTD Co as a contractor and am looking to set up another LTD Co to start property investing. I require an accountant who has knowledge of how to run both. Does anyone in a similar position have any good accountancy recommendations and who are also tech saavy? Many thanks, G
  6. Hello Everyone, I am looking to grow my network and would like to get your thoughts on any other property network groups which you are members of, or any meetups that you recommend in the London area or virtually, of course the PH Forum is great and very informative but I would like to know any useful resources that have helped grow your network and found informative? Thanks in advance
  7. Hi Everyone! I've been following Rob & Rob's podcast for a while now, and thought I would take their advice and ask for some help through the forum! My partner and I currently own a 3 bed flat in Kenilworth, which we purchased for £210k in 2017. We currently have it on the market for £250k, but have not had any offers past £230k in 6 weeks... but are now wondering whether keeping the flat and purchasing another smaller property would be the smartest move. We have £60k in cash, so could afford to buy a small house in Warwickshire for £250k (max) and rent out the flat as a bu
  8. Hello Hubbers, I was wondering if anyone knew of some good property software extensions for Chrome and other browsers? Or any other software that adds additional functionality to browsers, anything to enhance the way of interacting and saving some time. I have found Property Log (suggested by Rob & Rob on episode 301 of the podcast), property bee for Firefox and Property Tracker for chrome. There is also Nimbus Maps, which I had the chance to witness from an investor friend, it seems very impressive however I don't current have the spare cash to splash. Any suggestions would
  9. Hi All, Attention all residential buy-to-let property investors! I am currently completing dissertation on how residential buy-to-let property investors adapting to the recent tax changes to industry. If you are a residential buy-to-let investor, keen to hear from you on your thoughts and opinions in support of the dissertation. Please like and share survey to those of interest in your network so as many responses can be generated in support of my MSc Dissertation thesis. https://www.surveymonkey.co.uk/r/BRDKQK7 Kind regards, Simon
  10. Hello new on here! My name is Jack and I am Quantity Surveyor, I have worked for a private developer project managing there developments from acquiring the land to end sale but I am now looking to work independently with investors. This could be either hands off or hands on for the property investor and I am happy to work either directly for you to manage the project or even a joint venture if that is an option! If anyone is interested please do not hesitate to make contact with me.
  11. Morning all Just wanted to ask for some advice off anyone who is a few steps in front of me or is where I want to be. I am a 20 year old electrician and have been studying about property investment/ development for about a year or two simply just reading books, articles, forums you tube videos etc... My best pal and I (who is also and electrician) have decided to partner up on our property investment journey as we both have very similar if not the same goals relating to where we want to be and also feel that we would work very well with each other. We both live in Caterham surrey and betw
  12. Hi everyone, I’m new to the forum and I’ve just hit my first stumbling block during Covid-19. I’m in the process of acquiring my first off-plan property and the property lawyers I’m using have just emailed me to say they are ceasing trading at the end of June. I paid the full fee for their services up front and they have completed the initial exchange of contract and deposit transactions. The rest of their services would have been used nearing completion which now obviously won’t be done. Has anyone been in this situation before and do you have any advice for me/things to watch out f
  13. Does anyone here think COVID-19 genuinely changes the long-term appeal of owning and renting urban property in the UK? The rise of homeworking and closure of leisure could seriously cause massive shifts out of crowded expensive cities. Interested to hear people's thoughts on what to do in light of this, how is everyone dealing with this? Anyway, whether its "counter-urbanisation" or just general sentiment improvements, UK housebuilder shares are doing well!
  14. As a property investor (I'm not a landlord): For example, I found a BMV property, then apply for planning permission to convert into an HMO property depending how many bedrooms and use the bridging finance to refurb it, then use the property to rent it out to potential tenants if that makes sense. This is a buy to let. Someone mentioned that property management/ Rent2Rent is a trading business. Which of these codes are applicable? It is really confusing. SIC codes SIC code 68100 is for the buying and selling of own real estate; so, if you’re going to be flipping and
  15. Hello there! I am Paul, 23 y.o. and living in London. This is my first post on the Hub although I have been following the 2 Robs for quite sometime. I have been to the London East meetup and had a great time (secured myself a Property Hub mug and a magazine too!) and also got my tickets for the Property Hub Live event which I am SUPER excited about. MY SITUATION: Currently I am in a phase where I have been learning about property as much as I can and trying to figure out what strategies are out there and what is available to me. I work a 9-5 job in Finance and which I enjoy. But I
  16. Hi everyone! Always been eager to post on here and finally have a question! My situation is that I have a single buy to let flat that was purchased in a company name. (I set up the company a couple of years ago) I'm currently achieving a pre tax monthly profit of £270. (After monthly mortgage (3.7% Interest only 5 year fixed with Paragon), Service Charge and Ground rent has been taken away) I've always had an accountant lined up, however they are wanting a monthly fee of £62.50 plus VAT for their services. For that they will offer; "the preparation of a small set of
  17. Hi, Me and my partner had an offer accepted on a flat at the end of January all has been going smoothly until recently. For a month enquiries from the seller have not been answered and the COVID-19 pandemic situation is growing. My partner works freelance and has now had phone calls canceling all work booked in for the foreseeable future working in the climbing industry which have now started to close climbing gyms to contain the spread until further notice. Obviously this is a scary time for everyone not only health wise but also financially. I know nobody knows what the future ho
  18. Hi everyone, I am Stephen 27 Ex Military served in Afghanistan, March 21st 2012 I stood on a i.e.d (mine/bomb). Let’s not be negative now I love my prosthetic leg it makes me who I am. So the property side of life I currently own four 1 buy to let 2 outright and my personal one. Due to personal circumstances I have a credit score so low I can not get a mobile contract I’m in limbo mode of where do I go next to release money to invest into more property. 2020 is about learning so please any information would be great I have attended ppn and hoping to make pin Liverpo
  19. Hello I need help finding property in and around the Southampton area. If anyone knows any "property sourcing" companies in the area? Thanks in advance
  20. Im interested in finding a property sourcer/finder in East Kilbride, Scotland? We are a new LTD company purchasing BTL investments in the area. What are the finders fees?
  21. I’ve done a few flips this year but as the buying and selling process takes so long, realistically I need to have more than 1 on the go at once. As I only have enough capital to put into 1. Is there a strategy / contract where we could agree a price with the seller for the property then pay after the refurb is complete and sold and also offer them a % of the profit on top? Someone mentioned about assisted purchase, deferred payment and development deals but didn’t elaborate on the detail.... thanks all
  22. Hi Experts, I just wanted to get an idea if I can claim the "Interest on loan" as an expenses while preparing annual accounts of the Company considering that the loan is taken in my personal name instead of Company's name. Thanks
  23. Hello I'm a business management Graduate with a good knowledge of locations in Brighton, Guildford, Farnborough and London. I do not own property yet and I'm a newbie in the arena. I've been reading up on property for 12 months and have some capital; now I am trying to figure out what my strategy is but i'm not yet sure what the best route/ best locations are for me. My current ideas A) Serviced accommodation in Brighton or elsewhere 2 -3 BTL properties in Manchester or Liverpool Buy 3 bed BMV in London (Looking at areas in zone 2-3 with new crossrail stat
  24. Good Morning All, I recently went to one of the property hub meet up groups, which was great, where I found out about "gifting" property. My situation is my parents have a BTL property of which they own outright (no mortgage), but are looking to sell it to support their retirement. I have said I would like to buy it from them, but have then found about gifting, where they could gift the property to me and I would remortgage the property and the gift them the money back. They bought the house for £175k and its now worth double this at £350k. I am wondering what fees I will have t
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