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Found 2 results

  1. Hi all, My sister current has a property with a decent amount of equity in it and is considering passing some of that equity over to me to start my Property portfolio. Is the equity taken out locked for the original mortgage/home owner or can it be passed as cash to someone else, i.e myself? If its the former, I assume the only way for me to access that equity and start my Property portfolio would be to apply for a joint mortgage with my sister. Any help would be much appreciated!
  2. Hello! I'm Steven from London and have a dilemma I would like to share. I currently have a 1 bedroom BTL property in North London (N11), market value approx £270k. Mortgaged at 70%. I have approx £80k to invest and was thinking of doing a loft conversion to add an additional 2 bedrooms and bathroom. Cost of this should be in the region of £60k. 3 bed / 2 bath properties in the area can easily fetch £390k. My question would be: Do I go ahead with this and then release further equity at LTV 70% giving me another £80k to invest once remortgaged? Or do I use the initial £80k I have now
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