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Hello there, Wanted some advice on my particular predicament. The situation is as follows: I currently have a 3 bed flat in Hackney which is let out to a housing association bringing in £1300 per month. The tenant currently residing in the property is a single mother with 6 children who has been in the property for almost 2 years. I realise that I could be getting a lot more by converting the flat into a 4 bed HMO. Similar flats in the same block are fetching £650 per room yielding a healthy £2600 gross monthly rent. I gave notice to the housing association 4 months ago informing