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Found 3 results

  1. Hello So we currently live in South East in a Shared Ownership property owning 30% on £360k house. We have just come out of a 2 year fix rate to go onto a tracker(terrible rate as FTB so remortgaged - valued not changed so able to remortgage on £360k.) The reason for a tracker is that we are looking to staircase in January to increase to 45% once we have our finances in order. Once we have this we are looking to get a fix for 2 years then we will have saved enough to purchase a house in our own name of around the same value. However, listening to many podcasts and from research I am unsur
  2. Hi all, I'm looking for some advice on what to do with my shared ownership headache. I bought a 50% shared ownership flat from a housing association in 2005 for £45,000 and, after being in negative equity for years, it now has £20,000 left on the mortgage and is valued at approximately £35,000 for 50%. I moved out of the flat about 18 months ago and bought a house with a family member. I have just finished refurbishing the flat with the intention of renting it out. I have been running through some figures but it doesn't seem as rosy as I thought it might. At the moment
  3. Hi all, I'm looking for some advice on what to do with my shared ownership headache. I bought a 50% shared ownership flat from a housing association in 2005 for £45,000 and, after being in negative equity for years, it now has £20,000 left on the mortgage and is valued at approximately £35,000 for 50%. I moved out of the flat about 18 months ago and bought a house with a family member. I have just finished refurbishing the flat with the intention of renting it out. I have been running through some figures but it doesn't seem as rosy as I thought it might. At the moment
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