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Hi everyone! My name is Steve and Im a 44-year-old with £120,000 in savings, looking to invest into the property market with a view to retiring (hopefully) at 55 living off my property portfolio. My situation is that I have been advised by my mortgage advisor that I am not eligible for a residential/BTL mortgage "as yet" as I have not been living back in the UK long enough (just returned after nine years working abroad). The mortgage advisor told me to purchase for cash and then remortgage after six months as I will then be seen as an 'experienced landlord' in the mortgages companies eyes.
