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Hi Hubbers, I'm Matt and taking first proper steps on the property 'journey'. I wanted to make a move back in 2013 but learning from the Rob's and Pete Matthew, I took a step back to build my finances and a safe base. That's now done and realigning my efforts. Based in Stourbridge West Midlands, I'm planning to create a BTL company, forcing appreciation through refurbs then refinancing. The goal is to create enough passive income to quit my job. Stretch target is 45, but at least by 50. I'm a professionally qualified Civil Engineer with construction, site management and design exp