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Found 4 results

  1. Hi My father-in-law's interest only mortgage ends in around 18 months. He does not have the cash to settle the outstanding amount, and due to his age is not going to be able to remortgage over a term that will make it affordable for him on a monthly basis. Being a builder, he took the decision a couple of years ago to split his property (which he originally built himslef, and is a detached property) in to two with a view to selling one half of it to fund the mortgage, now that all his kids are grown up and moved away. He did not speak to the mortgage company before commenci
  2. Hi all, I’m new to the forum and I bring with me what I hope is a simple question - if i convert a single family house that i own into two flats, do i need to do anything in respect of the title deed of the property (i.e. does it need to be amended to reflect the fact that the property is now two flats)? My gut feeling is yes, but i have no idea how i would go about this. Of course i could seek legal advice but i thought i’d try and get a freebie from my fellow hubbers. Thanks!
  3. hi all, I am looking at a house to buy at auction that has potential to refurbish and then let or sell. However, the legal pack from the auction says that the title to the land is currently unregistered. the document "deducing" the title is a lawyer statement saying that the property was inherited by a relation on the death of the owner in the 1980's. Has anyone come across this? how do I know the seller has the right to sell? Should I leave well alone? Any knowledge or advice even on where to start with this would be very welcome. Thanks Mat
  4. Hi I'm currently in the process of purchasing a buy-to-let property that's been repossessed and is being sold by the mortgage company. However my solicitor called me today to say that one of the title deeds is missing. From what I can remember from the conversation, the house was a council/housing executive property which was purchased by an individual. After a period of time he then signed the property over to himself and his wife. They then took out a mortgage on the property and its this mortgage company that's now selling the property. I believe the deed with both the husba
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